Entrepreneurial Finance: Finance for Small Business, Third Edition

Book Description

Targeting readers who wish to learn more about the financial aspects of entrepreneurship, this book provides financial statements for every type of business, not just corporations; and includes balance sheets that show a negative equity position, as many businesses do get into financial difficulty or declare bankruptcy. Updated to include the latest tax laws and current interest rates, Entrepreneurial Finance includes an extensive chapter on personal finance and covers every type of retirement program available to the small-business owner. Written in the first person that speaks directly to the small business owner, this book provides practical problems, reflects current Federal Reserve policy, and gives specific uses for each of the six formulas presented regarding the time value of money. It outlines the basic economic factors affecting finance, discusses the advantages and disadvantages of various forms of business ownership, and discusses working capital and inventory management. For business owners and managers of sole proprietorships, partnerships, limited liability companies, or small nonpublic corporations.

Customer Reviews:

Keep this one on your desk!.......2003-05-22

I use this text in a course I teach and I think it is a great basic primer. In explains in simple language the subjects that entrepreneurs must have a working knowledge of and many don't. If you are just out of undergrad business school, this may be too simple - but most entrepreneurs are 30+ and have been out of school for a while. This is a great, pragmatic tool for this group.

Ok... but I expected more...........2002-06-04

Pros:
Definitions and concepts are introduced one at a time most of the time. Glossary is provided. Answers in even number problems are provided. Review and Discussion Questions are provided with no answers, but they can be easily checked in the corresponding chapters. Included in Appendix D is a case study on a donut shop of small business finance.

Cons:
Useless Excel spreadsheets that come with CD. The authors include Excel tables used in each chapters. Many times figures are HARD TYPED, not derived from formulas. Some people may want to use the spreadsheets for their own needs, but this practice diminishes the point of using a spreadsheet. Some concepts are not clearly or completely explained such as future value of an ordinary annuity, and EOQ (basically formulas in chap 8). The derivations of formulas are not provided, which let the reader merely memorize and simply plug in values in the formula without understanding the context to use and the assumptions. "Entrepreneurial" contents are scarce considering the intent of the book, which barely distinguishes itself from other typical corporate finance books. I would like to see more real life case studies such as the one in Appendix D, so that material learned throughout chapters can be demonstrated in the context and in a coherent manner. Interdependences and relations of concepts should be explicitly iterated and be shown with visual aids.

Prerequisite:
Basic algebra at junior high school level, including power, logarithm and summation. No prior knowledge of finance is assumed.

Comment:
I would look elsewhere for a basic finance book with more of application and implementation tastes. This may -not be fair to the authors' intention, but hands-on modeling with spreadsheet is a better and more sophisticated approach to me. I recommend to read any introductory finance book that explains concepts and their interdependence very well, then move on to a spreadsheet modeling book for implementation such as Financial Modeling by Benninga, Practical Management Science by Winston and Albright, Excel 2000 Formulas by Walkenbach, and Financial Models Using Simulation and Optimization by Winston.

Book Description

Top financial scholars from around the world analyze regional economic issues in light of the recent Asian financial crisis. As a result of that crisis, and the ensuing reforms, corporations, governments, individual investors have pursued a variety of strategies to cope with the fast-changing economic situation. Each chapter treats a separate issue and offers policy recommendations. Among the theoretical and empirical analyses collected here are those relating to nonperforming loans, economic restructuring, bank forecasting, prediction of corporate failure, Islamic banking issues, new measurement of systematic risk of delisted stocks resuming trading operations, and the lead-lag relationship and pricing efficiency of regional stock exchanges.

Average customer rating:
Automobile Fraud: Odometer Tampering, Lemon Laundering, and Concealment of Salvage or Other Adverse History
Jonathan Sheldon , Carolyn L. Carter , and Elizabeth De Armond
Manufacturer: National Consumer Law Center
ProductGroup: Book
Binding: Paperback

Repair | Automotive | Nonfiction | Subjects | Books | Body & Fenders | General
General | Law | Subjects | Books
General | Law | Professional & Technical | Subjects | Books
All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 1931697361

Average customer rating:
The Consumer Credit and Sales Legal Practice Series Deception and Warranties Library Automobile Fraud Odometer Tampering, Lemon Laundering, and Concealment of Salvage or Other Adverse History Third Edition
Carolyn L.; Sheldon, Jonathan; Alst, John W. Van; Armond, Elizabeth De Carter
Manufacturer: National Consumer Law Center, Inc.
ProductGroup: Book
Binding: Paperback
ASIN: B000VVHLHS

Average customer rating:

Almost Life Changing

A truly inspiring book

We Like It Wild
Bradford Angier
Manufacturer: Macmillan Pub Co
ProductGroup: Book
Binding: Paperback

General | Nature & Ecology | Science | Subjects | Books
Look Inside Outdoors & Nature Books | Trip | Specialty Stores | Books
Similar Items:

Wilderness Wife

ASIN: 0020972008

Customer Reviews:

Almost Life Changing.......2005-07-25

A book that will be almost impossible to put down if you have any facsination with living in the woods permenantly. Angier's narrative and slef-note's are seamless and puts you in the story.

Leaving BOSTON MASS, appears to be the best thing these two Americans ever did.

My Dad (I'm 24) almost sold this at a garage sale. I'm grateful that I picked it up.

A truly inspiring book.......2000-05-13

Long before one might think it necessary to escape to the woods, Bradford Angier and his wife Vera did just that, leaving the bustle of New York City for the simplicity of the Hudson Bay area. This book describes their adventures and personal growth as the couple builds their own cabin in the Far North, and inspires me to dream of doing the same some day. Vera's experiences with cooking new foods especially were interesting to me.

Average customer rating:

We Like Wild
Bradford Angier
Manufacturer: Stackpole
ProductGroup: Book
Binding: Hardcover
ASIN: B000QFXXKI

Average customer rating:

WE LIKE IT WILD
Bradford Angier
Manufacturer: Collier Books
ProductGroup: Book
Binding: Mass Market Paperback
ASIN: B000K4ZLN2

Average customer rating:

We Like It Wild
Bradford Angier
Manufacturer: Macmillan Pub Co
ProductGroup: Book
Binding: Paperback
ASIN: B000O8RTPM

Book Description

Savannas cover approximately half of the African land surface and one fifth of the land surface of the world. They are one of the most important, but least understood terrestrial ecosystems. They are the basis of the African livestock industry and the wildlife they support is of key importance in bringing in tourists. The Nylsvley area in South Africa is one of the most intensively studied savanna regions in the world and as such it is a key source of data and theory relating to this important tropical biome. The South African Savanna Biome Programme was set up to develop the understanding necessary to predict changes in the ecosystem stability induced by both natural and man-made stresses. This book provides a synthesis of the programme’s sixteen years of research at Nylsvley and aims to develop a unified vision of the ecology of the dry savanna.

Book Description

The success of rural development schemes in Africa, particularly those involving land, is heavily dependent on understanding the local ecology. Any farmer knows this, yet rarely has development project design catered adequately for the vicissitudes of the African environment. Although environmental unpredictability was recognized in the temperate zone by the mid-nineteenth century, the ecological theory which was subsequently developed and most widely accepted, was based on concepts of norms and equilibria. History has shown that the application of such ecological assumptions to African environments is wholly inappropriate. This book argues that many methods used by West African smallholder farmers and pastoralists are properly adapted to the region's unpredictable physical environment. Field examples from the semi-arid and humid zones demonstrate the nature of environmental variability, and the skill of indigenous farmers and pastoralists in exploiting this. It is thus argued that development planners should, where possible, model development schemes on the more successful, ecologically sound methods of indigenous land management.

Customer Reviews:

Indigenous Land Management in West Africa.......2002-05-01

There are few books that analyze the ecology of West Africa in an accessible and comprehensive way. This volume is, therefore, a welcome addition to a field in which geographers, ecologists and agronomists have made important contributions. Kathy Baker makes a strong case for seeing West African environments as non-equilibrial - in other words they are primarily controlled by "abiotic" factors that have uncertain effects, like changing human land use (especially under conditions of economic stress) and climate. While we know that many ecologies in the region are resilient and do rebound from short-term stress, they rarely return to an `equilibrium state' after disturbances like intensive cultivation or pest attacks. Equilibrium conditions are attained in rare circumstances - notably in locations where human uses and climate are relatively unchanging, and even then, usually for short periods. Baker goes on to argue that land use systems in West Africa are `autoecological' - taken in a broad sense to mean that farmers and pastoralists understand and respond to the prevailing absence of environmental certainty, and the specific requirements of crops and other species. Rural people create ecologies in the process of creating settlements, livelihoods, and communities.
The book focuses on selected West African environments in which the human impact is strong. Baker reviews trends in crop yields, the impact of agricultural technology and economic policy, and the altered visions guiding development interventions. She uses the term `adaptation' as, she argues, wholly appropriate to describe the repertoires of farmers to manage perturbations in the environmental and economic conditions they face. While "...the motivation behind the cultivation of a range of different ecological environments is economic, ...the physical environment initially defines the range of environments available for cultivation" (p86). This argument is pursued in several extended discussions of key farming systems in which human adaptation to unpredictable environments is visible.
In the humid tropics, particular attention is given to the farming systems of south east Nigeria and central Sierra Leone, drawing on secondary data. In a subsequent chapter, the commercial agrarian ecology of cocoa, a crop introduced during the colonial period, is described, focusing on autoecological farming methods, and the structuring of crop production by commercial interests. Tropical West Africa is the world's largest producer, despite the volatility of the international market and the emergence of new producers in East Asia. However production has declined since independence, and this can be understood in relation to the life cycle of the crop, as well as the complex political ecology of its cultivation and sale.
A discussion of savanna environments (from the dry Sahel of Senegal to Chad, and from the forest savanna mosaics of northern Guinea to central Nigeria) highlights their contribution to biomass productivity, and to biodiversity. No longer is the assumption made that savannas are "tending toward" domination by woody species, as ecological thinking once had it; rather, it is clear that equilibrium is a "virtual impossibility" (p149) in these ecosystems, and that they result from human activity, fire, as well as moisture and nutrient availability and herbivore activity (p157). This debate has been reinvigorated by Melissa Leach and James Fairhead who have made similar `autoecological' arguments.
Two further sections also deal with dryland West Africa, expanding on the claim that indigenous farming and rangeland management offers sound and sensible adaptations to non-equilibrium environments. Here Baker draws on her own fieldwork in the Gambia, in both rainfed farming and wetland rice systems. She shows how women have diversified into horticultural production, and she makes an interesting foray into the relatively little-known history of Chinese and Taiwanese extension work in Senegal and the Gambia. She speculates briefly on the effects of politics and economic interests on the lack of technological advancement in West African dryland agriculture. A chapter about Sahelian pastoralism focuses on the common misunderstanding of animal agriculture by policymakers, and the common belief that it is poorly adapted to Sahelian conditions. The science of range ecology has been a hold-out for successional theories of equilibrium ecology, and Baker outlines some of the key debates that challenge this view.
Three themes run through this book. The first is that equilibrium thinking needs to be challenged in West African environments. Secondly, understanding ecological conditions is of fundamental importance to the development of smallholder agriculture. Thirdly, indigenous farming techniques should not be written off as anachronistic. Baker follows Paul Richards and Mike Mortimore (and many others) in stressing this latter point. Nonetheless, and perhaps suggesting equilibrium thinking is not entirely absent in the book, she admits that while indigenous farming systems have generally succeeded to meet food needs they are "...often far from perfect" and have "... much room for improvement..." (p110). This is particularly evident in the failure of many farmers to react to falling productivity in West Africa's cocoa sector. The book works well as an overview text and as an introduction to the region's farming systems, illustrating the value of comparative analysis and the presentation of vignettes of particular farming systems and ecologies. The lack of a single bibliography is annoying, and it would have been nice to see more reference to some of the classic French-language studies. Nonetheless, the book balances the much greater literature on West African political economy, politics, and agrarian history, in which ecological questions often take a back seat.

Book Description

The first GaN and Related Materials covered topics such as a historical survey of past research, optical electrical and microstructural characterization, theory of defects, bulk crystal growth, and performance of electronic and photonic devices. This new volume updates old research where warranted and explores new areas such as UV detectors, microwave electronics, and Er-doping. This unique follow-up features contributions from leading experts that cover the full spectrum of growth.

Customer Reviews:

lighthearted fun New York amateur sleuth tale.......2005-05-04

NYPD Homicide Detective Andy Faluso heads the investigation into the murder of professional escort Dick Kordell. The prime suspect is wannabe actress and super mannequin model dummy Karen Doucette because she was dating the deceased just shortly before he died. Andy has focused on her as he is in her Manhattan kitchen as much as her refrigerator and on the phone with her so frequently he must have communication stock. Interestingly he believes she is innocent.

Karen admits to herself she wanted him dead for cheating on her with her ex best friend, but she just dropped both of them, not killing anyone. Still someone who knew of her relationship with the late lover has left evidence to hang Karen. Concerned that Andy, who she likes having around, will arrest her, Karen poses as a freelance journalist to interview Kordell's wealthy female clients to determine who wanted that Dick dead.

THE SINGLE GIRL'S GUIDE TO MURDER is a lighthearted New York amateur sleuth tale with obvious police procedural elements. The story line reflects the heroine, a cool, breezy, and nice person. The murder investigations (professionally and amateurish) nicely contrast one another especially when ironically the reader knows why Andy spends so much time with Karen while she remains clueless. Joanne Meyer writes a fun Manhattan mystery that in spite of an Irish Stew queen sized ending deserves chapter two in Karen's guide to mayhem and bad cooking.

Harriet Klausner

Book Description

Nam-Sense is the brilliantly written story of a combat squad leader in the 101st Airborne Division. Arthur Wiknik was a 19-year-old kid from New England when he was drafted into the U.S. Army in 1968. After completing various NCO training programs, he was promoted to sergeant "without ever setting foot in a combat zone" and sent to Vietnam in early 1969. Shortly after his arrival on the far side of the world, Wiknik was assigned to Camp Evans, a mixed-unit base camp near the northern village of Phong Dien, only thirty miles from Laos and North Vietnam. On his first jungle patrol, his squad killed a female Viet Cong who turned out to have been the local prostitute. It was the first dead person he had ever seen.

Wiknik's account of life and death in Vietnam includes everything from heavy combat to faking insanity to get some R and R. He was the first man in his unit to reach the top of Hamburger Hill during one of the last offensives launched by U.S. forces, and later discovered a weapons cache that prevented an attack on his advance fire support base. Between the sporadic episodes of combat he mingled with the locals, tricked unwitting U.S. suppliers into providing his platoon with a year of hard to get food, defied a superior and was punished with a dangerous mission, and struggled with himself and his fellow soldiers as the anti-war movement began to affect his ability to wage victorious war.

Nam-Sense offers a perfect blend of candor, sarcasm, and humor - and it spares nothing and no one in its attempt to accurately convey what really transpired for the combat soldier during this unpopular war. Nam-Sense is not about heroism or glory, mental breakdowns, haunting flashbacks, or wallowing in self-pity. The GIs Wiknik lived and fought with during his yearlong tour did not rape, murder, or burn villages, were not strung out on drugs, and did not enjoy killing. They were there to do their duty as they were trained, support their comrades - and get home alive. "The soldiers I knew," explains the author, "demonstrated courage, principle, kindness, and friendship, all the elements found in other wars Americans have proudly fought in."

Wiknik has produced a gripping and complete record of life and death in Vietnam, and he has done so with a style and flair few others will ever achieve.

Customer Reviews:

Arthur.......2007-05-14

Arthur tells it like it was, Just try to survive, one day at a timr.

pretty good.......2006-10-20

I enjoyed the book for the most part, although I did not agree with the author's attitude toward his service time, he seemed to be an officer that truly cared for his men and knew what was going on.

Once a warrior, always a warrior.......2006-09-07

Not every book engages me. Not every book makes me give up sleep in order to continue reading. Not all books begin at the beginning and end at the end, but this one does.

This author tells his story, giving life to his memories, making you feel as though the events he chronicles happened weeks not decades ago. He may have left things out for the sake of time, space or his own personal reason. But if there are holes in this history, I was unable to find them. The story is tight without being uptight. He doesn't pull any punches and is not shy in the least about speaking the truth as he sees it. This sometimes means a tough criticism of those who were his superior, our government and the American people. But who better to judge than someone who lived the story? He speaks from practical experience and some an incredible experience some of them were. They might even be hard to believe except for the fact that many that he relates are well documented by many other sources.

His entire book is very well laid out and gives you what I believe is a very clear picture of how a regular young man did some quite extraordinary things. Much of what he did, he feels was just what he should have been doing, trying to use his head to keep himself and others alive and whole, keeping his integrity and self respect intact, but if that was an easy task, then there can be no explanation why so many men were unable to do the same. The more logical explanation is that he may have been a down to earth young man, wanting not a lot more than to stay alive, but he was no regular guy. He was born to be a leader. Not the sort of leader than sits back and doesn't get involved. Not the sort that never knows what is going on but thinks he knows how to get the work done. Nope, he knew how to get the work done, because he was one of the workers. How better to lead than by example?

It can't be easy to decide to write about your life, especially a part that many who share similar memories would rather forget. But then to write down those remembrances, detail by detail, favorable or not, to finally throw caution to the wind, is impressive indeed. Much credit should be given to a man who could easily brush over the unglorified, untidy and unimaginable but doesn't.

If you are looking for a book completely free of chest pounding, he-man GI Joe and check me-out I am a hero talk, then you have found the right book. If you were hoping for a story that will just tell you how a man might end up in a place a gazillion miles from his home, fighting a war whose motives changed like the directions of the wind, this is the one. He will answer your questions and offer you more. In his own quiet, conversational, plain-speak way, without shouting it from the highest peak and without a single whisper of HE-man talk, Mr. Wiknik proves he was and is a warrior, an American hero and a living part of our history. If you ever had questions about the war, if you ever doubted the intentions of the powers that were, without a doubt when you close the covers of the book you will have no concerns about the motives, integrity or will of the man who went there.

A Truthful View of a Grunt's Life.......2006-09-02

Wiknik's NAM SENSE is one of the best memoirs by a grunt, and I've read most of them. I was in Wiknik's battalion but did not know him. His sense of the absurdities in the Army as well as the real strains on a grunt in the field are more candid that most memoirs. I can vouch for the authenticity of the story on page 63 about the soldier hanging from the chopper by a rappelling rope ... it was my unit that was being inserted, and I can never forget the horror of that event. I would rate Wiknik's book among the best VN memoirs along with those of Brennan, Burns, Foley and O'Brien.

A Real Infantryman's Combat Tour.......2005-11-25

NAM SENSE ranks as one of the best books I've read about Vietnam from an combat infantryman's prespective. It is well laid out and Wiknik has put his thoughts and emotions in every sentence. This is a riflemans combat tour in a book and he's not shy about sharing his feelings with his to often incompetent leaders. As a "Shake N' Bake" warrior, I too know what he had to deal with from all avenues and can testify he did an excellent job.

Nam-Sense: Surviving Vietnam with the 101st Airborne Division

Average customer rating:

Nam-Sense: Surviving Vietnam with the 101st Airborne Division
Arthur Wiknik
Manufacturer: CASEMATE
ProductGroup: Book
Binding: Hardcover
ASIN: B000UD50A2

Book Description

ANTI-SEMITISM IN TIMES OF CRISIS is an important and urgent contribution to the understanding of what has been called the oldest group prejudice in history.

Books:

Books Index

Books Home

Recommended Books