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Getting Rich In America: Eight Simple Rules for Building a Fortune--And a Satisfying Life
Dwight R. Lee , and Richard B. McKenzie Manufacturer: Collins ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 0066619831 |
Amazon.com
Even if you never earn more than $50,000 a year, you can still retire a millionaire--just choose to live a disciplined yet fulfilling life. Save and invest at least 10 percent of your income, never buy a new car, focus on the long haul and family, work an extra part-time job--these are among the disciplines that can get you to $1 million and more, write business professors Dwight R. Lee and Richard B. McKenzie in Getting Rich in America. In fact, the authors say, there are eight simple rules that will help enrich your life: Think of America as the land of choices; take the power of compound interest seriously; resist temptation; get a good education; get and stay married; take care of yourself; take prudent risks; and strive for balance. "If you do everything on the list, building a fortune as well as a satisfying life is virtually assured. How could you miss?" write the authors. The most important step: Invest as much of your income as early in your career as possible, in a mutual fund that follows a stock index like the S&P 500. Stash away $2,000 a year beginning at the age of 22 in a fund averaging 15 percent and you could retire at 65 with $6 million. The book features some inspiring vignettes of average Americans turned millionaires. And it provides formulas to calculate your own retirement nest egg based on when and how much you save. For investors and anyone looking for ways to save, Getting Rich in America shows that it isn't as hard as it seems. --Dan RingAmazon.com Audiobook Review
Amassing wealth is as simple as distinguishing between what you need and what you want, intones actor Eric Conger, reading the work of economics professors Dwight R. Lee and Richard B. McKenzie. Do you need the new car, or will a used car get you to work and the grocery store just as well? Your eyes may glaze over in certain sections, as Conger reads long if-you-do-this-you'll-save-that lists, but the points made are important. Every dollar you save and invest now is potentially worth $10 or $20 or $100 at retirement. The advice here is remarkably specific, right down to the savings you'll amass from grilling your own steaks in your backyard rather than eating out in a restaurant (about $50 per dinner). Even better, the simplicity of the professors' ideas makes listening to this audiobook tremendously motivational. You'll want to start putting their ideas into practice today, brown-bagging your lunch and leaving your credit cards at home. (Running time: 3 hours, 2 cassettes) --Lou SchulerBook Description
Picking up where the smash bestseller The Millionaire Next Door leaves off, Getting Rich in America reveals eight simple, practical, commonsense rules anybody can follow to save a million dollars--without sacrificing quality of life.Based on years of research studying self-made millionaires, and a phi-losophy that has proven successful for the authors, internationally acclaimed economists Dwight R. Lee and Richard B. McKenzie unveil a profound truth in the quest to become wealthy: Getting rich is a choice--and choosing to be rich, especially in America, has never been easier.
With its emphasis on achieving balance, Getting Rich in America is filled with exercises and easy-to-execute calculations that reveal how the "little things" really do add up and practical tips for saving and making your money work harder--so you don't have to.
Customer Reviews:
Advice for the fearful!.......2001-05-24
Time is money. Save both and pass on this one. Really!!.......2001-04-01
The book does cover 1 or 2 relavant topics like the importance of compounding interest and begining to invest at a young age. However, if you are like me, I was hoping for something a little "meatier." Oh, it does give you many examples of how X dollars over time will turn to millions. My tip if these type examples interest you: buy a calculator.
The other points covered in the book/tape I considered filler waste. For example the author explains that married people are more likely to get rich. He then goes into many statistics about those that are married. Also covered, Why divorce is not good and some tips on how to avoid it. His premice: Married people live longer. If you live longer you'll have more time to save and become rich.
I could go on with examples like the above mentioned but since time is money I'll save a little of both. My point however is this: If you're looking for REAL ways to increase your assets and you comprehend basic concepts like compound interest and time, this book will bore you with off-topic detail.
When I buy a book on this subject, I hope it will be one that has content that I can learn from and refer back to. This book however, is a once read and a waste of time and money.
My tip for getting rich in america is don't buy this book and save your money. Over time it will be much more valuable than the book. If you must own it though, email me and I'll sell you mine.
I hope this review saves someone the disappointment that I went through.
Run, don't walk, to buy this book.......2000-09-20
The most well rounded financial advice book I've read so far.......2000-08-18
For example, I think we've all heard about the power of compounding--and how it can turn a modest savings into a significant nest egg over time. However, very few people take this to heart and apply it to their daily money management decisions, because they feel it requires too much work or they feel helpless in controlling their expenses. What the authors do is demonstrate, by using specific examples and crunching the numbers, that even minor expenditures today can have significant economic impact down the road. They show that by making certain choices early on in one's life, nearly ANYONE can build a fortune in America. It truly doesn't require a genius or lots of luck to become rich today. Moreover, the authors point out that one doesn't have to sacrifice all of life's pleasures or live like a pauper in order to achieve financial security. All it takes is a little prudent savings and investing. If you believe in the opportunity to achieve wealth in this country, but have trouble getting motivated and taking action, this book is for you.
The chapter on investing is excellent. The authors explain how trying to beat the market is futile, and "safe" returns can be riddled with risk over the long haul (due to inflation). If you believe that you are just as capable of managing your investments as paid experts, you'll like this book.
Most people aren't aware of the return on education; I know I went to college just because it was the thing to do (and my parents wouldn't have it any other way ;) This book describes how increasing one's education level can substantially affect (negatively and positively) one's earnings. It's very interesting reading.
What this book also emphasizes, that most other financial advice books neglect to mention, is that living a good lifestyle is not only satisfying but also FINANCIALLY rewarding. Practicing good ethics enables a person to feel good about him/herself (leading to a more productive life), and making healthy lifestyle choices extends your life (thereby allowing the power of compounding to work longer). If you want validation that doing the right thing and living responsibly is rewarding emotionally AND financially, then read this book.
The only point that I have a minor quibble with is: getting married is good for wealth building. I understand what the authors are trying to say, which (I think) is: being in a committed relationship and having a contributing partner can accelerate the wealth building process. However, I don't believe that the actual marriage contract is necessary for achieving wealth. While marriage may help some couples stay together, it can also provide a false sense of security for others (causing them to stop working as hard on maintaining the relationship). Some people choose not to get married because they have no desire to produce offspring, others do it to avoid the "marriage tax penalty". I think unmarried, committed couples are just as likely to build significant wealth (and live fulfilling lives) as married couples. Anyway, I'm being technical here, and what's important is that the authors do get their point across.
I really liked this book, and I am practicing all the principles described in it. I find my peace of mind higher than ever, knowing that I'm well on the path towards a secure future.
Great Buy (for me).......2000-07-22
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Financial Analysis With Lotus 1 2 3
Mayes Manufacturer: Dryden Press ProductGroup: Book Binding: Hardcover ASIN: 0030160146 |
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Financial analysis with Lotus 1-2-3
Neil Cohen Manufacturer: Brady Communications Co ProductGroup: Book Binding: Paperback ASIN: 0893034517 |
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Financial Analysis With Lotus 1-2-3 (Key-By-Key Series)
Patricia J. Hughes , and Kaz Ochi Manufacturer: Wadsworth Pub Co ProductGroup: Book Binding: Paperback ASIN: 053403327X |
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Financial Analysis With Lotus 1-2-3: IBM PC (Diskette)
Patricia J. Hughes Manufacturer: Wadsworth Pub Co ProductGroup: Book Binding: Hardcover ASIN: 0534033288 |
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Financial Analysis With Lotus 1 2 3
Mayes Manufacturer: Dryden Press ProductGroup: Book Binding: Paperback ASIN: B000O95MHS |
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Legal Responses to Wife Assault. Current Trends and Evaluation
N. Zoe Hilton Manufacturer: SAGE Publications ProductGroup: Book Binding: Paperback ASIN: B000NUTZEE |
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Legal Responses to Wife Assault: Current Trends and Evaluation
Manufacturer: Sage Publications, Inc ProductGroup: Book Binding: Paperback Accessories:
ASIN: 0803945531 |
Book Description
An increase in the legal response to wife assault is evident in North America, largely in reaction to earlier calls for greater responsiveness by the legal system. However--not one change has occurred without controversy. Legal Responses to Wife Assault offers in-depth coverage of four major themes: historical framework of legal response to wife assault; police attitudes and action (or inaction); prosecution, mediation, and treatment within the court system; and victims as defendants and participants in the legal system. Chapters examine past and present policies of specific branches of the legal system, discuss the merits and demerits of those approaches, and explore implications for the future. The authors not only pull together recent evaluation research in an accessible form, but they highlight their own work as well. Human services and legal professionals, as well as students and researchers in these areas, will find the book invaluable.
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Handbook of Organic Food Processing and Production
S. Wright Manufacturer: Springer ProductGroup: Book Binding: Hardcover ASIN: 0751400459 |
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Flavor handbook: processing technology: a guide to the making of a flavor.(food flavors): An article from: Food Processing
G. Jeffrey Hoch Manufacturer: Putman Media, Inc. ProductGroup: Book Binding: Digital ASIN: B00098RRCM Release Date: 2005-07-28 |
Book Description
This digital document is an article from Food Processing, published by Putman Media, Inc. on April 1, 1999. The length of the article is 824 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
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Examining the Science Behind Nutraceuticals: Proceedings of the AAPS Dietary Supplements Forum (Biotechnology: Pharmaceutical Aspects)
Manufacturer: American Association of Pharmaceuticals Scientists ProductGroup: Book Binding: Paperback Accessories:
ASIN: 0971176701 |
Book Description
More than half of the adult population in the U.S. includes some sort of dietary supplement in their diet. A number of factors are responsible for this. These include health consciousness of Americans and the tendency to take greater responsibility for making health-care decisions. This is sometimes related to dissatisfaction with traditional medicine. In addition, consumers generally perceive that supplements are safe and cannot hurt. However, there are significant scientific and regulatory issues to consider that impact on product quality and performance and public health.
Examining the Science Behind Nutraceuticals is intended to provide the reader with a better understanding of the terms used in the industry, regulatory implications, pharmacoeconomics, health benefits and risks, databases of physiochemical properties, risks, and benefits, challenges of educating the consumer as well as the healthcare professional, standardizing botanical extracts, supplement delivery, product quality and performance, and the scientific barriers to establishing standards for the manufacture, product quality, and performance.
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Geology of the Country Around Royal Tunbridge Wells (Explanation of One-Inch Geological Sheet 303, New Series)
C. R. Bristow Manufacturer: HMSO Books ProductGroup: Book Binding: Hardcover ASIN: 0118801503 |
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Nuclear Fusion Research: Understanding Plasma-Surface Interactions (Springer Series in Chemical Physics)
Manufacturer: Springer ProductGroup: Book Binding: Hardcover ASIN: 3540230386 |
Book Description
It became clear in the early days of fusion research that the effects of the containment vessel (erosion of "impurities") degrade the overall fusion plasma performance. Progress in controlled nuclear fusion research over the last decade has led to magnetically confined plasmas that, in turn, are sufficiently powerful to damage the vessel structures over its lifetime. This book reviews current understanding and concepts to deal with this remaining critical design issue for fusion reactors. It reviews both progress and open questions, largely in terms of available and sought-after plasma-surface interaction data and atomic/molecular data related to these "plasma edge" issues.
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The Suburban Vaistes: Book Two of The Adventures of Nosir Rag
Jason Sullivan Manufacturer: iUniverse, Inc. ProductGroup: Book Binding: Paperback ASIN: 0595379230 |
Book Description
The apocalypse is funbut not half as much fun as getting there. In this, the second book in The Adventures of Nosir Rag series, Nosir searches for his lost and decompiled compatriot, Mainco Obliv. Nosir must brave the desert wasteland of the Suburban Vaistes where he meets bouncing balloon people at the court of a king whose head is not screwed on too tightly, a man whose TV in the middle of a perfectly cut lawn gets amazing reception and a talking lizard with an attitude, but none of this can save him from ending up as a fast-o-food worker in Valhalla. As Nosir's misfortunes build to a crescendo he finds himself facing the darkest group of winnas ever assembleda fate, which just might be preferable to slaving away in a fast-o-food joint. With bags of fries in hand Nosir and his friends prepare to make a courageous last stand, hmm maybe they should cut down on the carbs.
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Battle of Wits: The Complete Story of Codebreaking in World War II
Stephen Budiansky Manufacturer: Free Press ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 0743217349 |
Amazon.com
On December 3, 1941, officers of the U.S. Army Signal Intelligence Unit decoded a message sent from Tokyo to the Japanese embassy in Washington, ordering embassy staff to destroy its code books and other sensitive material. This, the officers determined, meant that Japan was preparing to break off diplomatic relations with the United States and go to war. When, they could not say; to gain a precise date, they would have had to break the Japanese naval codes. Therein, writes Stephen Budiansky in Battle of Wits, lay the rub: "Since mid-1939, America had not read a single message in the main Japanese naval code on the same day it had been sent. For most of the period from June 1, 1939, to December 7, 1941, the [U.S.] Navy was working on naval messages that were months, or even over a year old."For all their lack of preparedness and occasional inefficiencies, and for all the disdain with which some Allied ground commanders held the work of military intelligence, writes Budiansky, Allied cryptographers were of critical importance in determining the outcome of World War II. The decoding of Japanese and German encryption engines, for instance, helped the Allied navies gain victory in the battles of the Atlantic and Midway, while the translation of secret German railroad schedules allowed Winston Churchill to warn Josef Stalin that the German army was about to invade the Soviet Union--though Stalin refused to take the warning seriously. The codebreakers, in short, "averted disasters that would have been terrible setbacks to the Allied cause," and they almost certainly saved a considerable number of lives as they labored to crack such profound puzzles as Enigma and Purple.
Budiansky's narrative is strong on the science of cryptography--so much so that readers without a background in mathematics and logic may have trouble following the arcana of key squares, bigrams, and all the other trade secrets of cryptanalysis. Readers willing to brave matters technical, however, will find Budiansky's comprehensive account to be the best single book on the subject, and one well worth their attention. --Gregory McNamee
Book Description
A million pages of new World War II codebreaking records have been released by the U.S. Army and Navy and the British government over the last five years. Now, Battle of Wits presents the history of the war that these documents reveal. From the battle of Midway until the last German code was broken in January 1945, this is an astonishing epic of a war that was won not simply by brute strength but also by reading the enemy's intentions.The revelations of Stephen Budiansky's dramatic history include how Britain tried to manipulate the American codebreakers and monopolize German Enigma code communications; the first detailed published explanations of how the Japanese codes were broken; and how the American codebreaking machines worked to crack the Japanese, the German, and even the Russian diplomatic codes. The compelling narrative shows the crucial effect codebreaking had on the battlefields by explaining the urgency of stopping the wolf pack U-boat attacks in the North Atlantic, the importance of halting Rommel's tanks in North Africa, and the necessity of ensuring that the Germans believed the Allies' audacious deception and cover plans for D-Day. Unveiled for the first time, the complete story of codebreaking in World War II has now been told.
Customer Reviews:
Outstanding!.......2007-07-13
Fills in a critical part of WWII history........2006-02-16
Fascinating; lots of detail.......2005-08-08
Biased.Too Anglo-American centric.......2004-06-02
Author dwelts upon complex intricate nature of German, Japanese ciphers;difficulties involved in breaking it which make up most of this book .Author's narration at times looks convoluted,abstruse.Especially dificult to follow mechanism of American IBM computer used to break Axis ciphers.Americans being more mechanically minded came up with devices like Comparator,RAM [Rapid Analytical Machinery ]for breaking codes.Appendix section of the book contain detailed explanation of German naval Enigma and Japanese purple ciphers plus techniques used for decoding it.
What I like in this book is the section dealing with U boat warwhat author calls shadow warfare.This was a dicey situation with warring powers reading each other codes with themselves not aware of it.On the negative side ,To assert FDR had no fore warning about Japanese raid on Pearl Harbor when we have abundant evidence to the contrary partially detracts the value of this book . Budiansky has virtually ignored Eastern Front despite the fact former Soviet Union bore brunt of war against Nazi Germany.I feel this to be a manifestation of author's cold war mentality unfortunately prevalent among few academics in the West.
What we do not know even today wheather Russians too read German ciphers.Soviet dictator Stalin definitely knew about Ultra thanks to Kim Philby and Cambridge spyring.Soviets had a spy network operating in the Nazi-occupied Europe [Red Orchestra].Information it provided influenced some crucial battles fought on the Eastern Front.For details refer Red Orchestra by Tarrant V.E.
To sum up,Budiansky's work is highly Anglo-American centric.To call this book-as given in the title'Complete story of codebreaking in World War II'- is actually misnomer.
Really complete story!!.......2004-03-21
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Battle of Wits: The Complete Story of Codebreaking in World War II
Manufacturer: Diane Pub. ProductGroup: Book Binding: Hardcover ASIN: 0756769043 |
Product Description
In the 1990s a million pages of new WW2 codebreaking records were released by the U.S. mil. & the British gov't. This volume presents the history of the war that these documents reveal. This is an astonishing epic of a war that was won not simply by brute strength but also by reading the enemy's intentions. Brings to life the unsung codebreaking heroes of this secret war, including Ian Fleming, whose daredevil espionage schemes to recover codebooks resembled the plots of the 007 novels he later wrote. Demonstrates the mathematical insight & creativity of the cryptographers by showing step-by-step exactly how the codes were broken. Diagrams, maps & photos show exactly how, why, & where the secret war was on. B&W photos
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BATTLE OF WITS: THE COMPLETE STORY OF CODEBREAKING IN WORLD WAR II.
Stephen. Budiansky Manufacturer: Penguin ProductGroup: Book Binding: Paperback ASIN: 0140281053 |
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Choice Of The Jews Under Vichy: Between Submission And Resistance
Adam Rayski Manufacturer: University of Notre Dame Press ProductGroup: Book Binding: Hardcover Similar Items:
ASIN: 0268040214 |
Book Description
"It is France that, along with Germany, has persecuted the most Jews." Spoken at the beginning of 1943, this phrase was not a denunciation, but an unashamed assertion by André Lavagne, the chief of Marshal Pétain's civil cabinet. Indeed, France's leadership stood prominently among the governments of occupied Europe in its initiative and zeal in collaborating with the Nazis. Yet nearly three-quarters of the Jews living in France at the beginning of the war survived the "Final Solution." How was this possible? And what considerations motivated many prominent representatives of French Jewry, at least initially, to submit to the antisemitic measures of Vichy?Adam Rayski addresses these and other important questions in The Choice of the Jews under Vichy. He writes from the joint perspective of a historian and a participant in the events he describes. An organizer of the communist faction of the Jewish resistance in France, Rayski buttresses his analysis of war-era archival materials with his own personal testimony.
Based on extensive research into previously unpublished sources, including the archives of the military, the Central Consistory of the Jews of France, police prefectures, and Philippe Pétain, Rayski clearly demonstrates the Vichy government's role as an accomplice in the Nazi program of genocide. He also explores the sizeable prewar divide between French-born and immigrant Jews. This manifested itself in cultural conflicts and mutual antagonism as well as in varied initial responses to the antisemitic edicts and actions of the Vichy government. Rayski reveals how these communities eventually set aside their differences and united to resist the Vichy-supported Nazi threat.
With an informed account of the formation and actions of the French Jewish resistance, Adam Rayski combats the clichéd image of Jews as victims. He also documents and describes the efforts and the absence of efforts of French Protestant and Catholic groups on behalf of their Jewish countrymen. Written for general readers and scholars alike, this book provides compelling insight into the story of French Jews during World War II.
Published in association with the United States Holocaust Memorial Museum
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Alaska Science Nuggets (Natural History)
Neil Davis Manufacturer: University of Alaska Press ProductGroup: Book Binding: Paperback ASIN: 0912006382 |
Book Description
Do iceworms eat ice? Can you hear the aurora? How does mosquito repellent work? Why are Alaskan volcanoes evenly spaced along the coast? Is it possible for hot water to freeze faster than cold water? Where are Alaska's more than 125 hot springs? Why are northern twilights so long? Do glaciers slide or do they flow? Why do snowflakes flutter as they fall?In Alaska Science Nuggets, Neil Davis answers these and many other intriguing questions in the entertaining and informative style that make him one of Alaska's favorite science writers. This compendium of nearly 400 articles, including articles by other contributors to a science column carried by various Alaska newspapers, discuss phenomena from the Northern Lights, permafrost, glaciers, meteorology, volcanoes, and earthquakes, to archaeology, Alaskan plants, mammoths, early humans, northern living, and more.
Tourists and old-time Alaskans alike have made this much-loved book a bestseller for years. Alaska Science Nuggets is a great reference or gift for anyone interested in the phenomenal natural history of the North.
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Alaska Science Nuggets -
Neil Davis - Manufacturer: University of Alaska Press - ProductGroup: Book Binding: Paperback ASIN: B000O0E8LS |
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Power play: Swin Cash, WNBA Star. (discover the benefits[TM]).: An article from: Parks & Recreation
Manufacturer: National Recreation and Park Association ProductGroup: Book Binding: Digital ASIN: B0008DDYJS Release Date: 2005-07-31 |
Book Description
This digital document is an article from Parks & Recreation, published by National Recreation and Park Association on April 1, 2003. The length of the article is 636 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Books:
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