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The Latino Guide to Personal Money Management
Laura Castaneda , and Laura Castellanos Manufacturer: Bloomberg Press ProductGroup: Book Binding: Paperback Similar Items: ASIN: 1576600580 |
Book Description
The first comprehensive financial guide for Latinos, by Latinos. Latinos stand poised to become the largest minority group in the United States early in the coming century. Yet this readership has lacked reliable, targeted financial information. It's time for a personal finance book that addresses the need of the Latino community for sound, practical, financial advice. "The Latino Guide to Personal Money Management" is the first personal finance book by and for Latinos in the US market. Laura Castellanos and Laura Castaneda combine their financial and journalistic expertise in this definitive guide and reference. Individuals and families will find a panoply of advice on how to set up and use US bank accounts, save for retirement or college, and send money to family members in other countries. This guide also includes valuable tips on buying stocks and bonds, negotiating for a home, and applying for credit. The authors focus on every important aspect of money management and provide the reader with extensive resources-- worksheets, useful lists of financial institutions, and sources of bilingual information. For Latino-Americans who want to take control of their finances, this unparalleled guide is a must-read. Tip and strategies include: preparing for and financing children's educations; taking care of extending family while planning for retirement; selecting all types on insurance; locating banks that serve Latinos' needs; finding bilingual financial services.Customer Reviews:
Valuable financial information for Latinos and non-Latinos.......2000-03-18
According to the Federal Reserve, despite an economic expansion of record length, there is vast disparity in wealth (all assets, including homes, autos, stocks, and savings accounts) between whites and nonwhites. The median net worth for Latino, African-American, Asian, and other minority families was $16,400 in 1998, the most recent year for which the Federal Reserve has data. That figure is just 17.28% of the median net worth of $94,900 for non-Latino white families, virtually unchanged from 17.23% in 1992 (although the disparity in income is much smaller: 62%).
The wealth gap is much greater than the income gap for various reasons. Minorities, including Latinos, typically have less access to credit for starting businesses, and are less likely to invest in the stock market. They are also less likely to have accounts at financial institutions, doing business instead with check cashers and payday lenders, the latter of whom often charge interest equal to a 500% annual percentage rate.
This much-needed book not only examines the cultural factors that help explain these trends among Latinos, it also offers advice to Latinos on setting up and using accounts at banks and credit unions, saving for retirement or college, sending money to family members in other countries, buying stocks and bonds, negotiating for a home, and applying for credit. It also lists financial institutions and sources of bilingual financial service information and provides Spanish-language translations of key financial terms. Castaneda, a former Knight-Bagehot Fellow in business and economics reporting at Columbia University who has covered business and finance as a freelance writer and a reporter for the the San Francisco Chronicle, has thoroughly researched her topic.
Although oriented toward Latinos, this book would be helpful to anyone who wants to take control of and improve their finances.
An excellent book, for both Latinos and non-Latinos!.......1999-05-25
An excellent road map to financial independence.......1999-05-22
Bravo.......1999-05-22
Clear and consise; unbelievably helpful.......1999-05-22
It really made it easy for me and my wife to figure out better strategies for us to get ahead. I thoroughly enjoyed this book and feel like we've already made progress in our financial plan!
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Living Strategy: Putting People at the Heart of Corporate Purpose
Lynda Gratton Manufacturer: Financial Times Prentice Hall ProductGroup: Book Binding: Hardcover Similar Items:
ASIN: 0273650157 |
Customer Reviews:
What % of people in your organisation really feel inspired?.......2001-06-12
The least this book will do is serve as an eye-opener. Given what I came accross in companies, that by itself is already important. I have to agree with the author that very few companies understand the relationship between increases in revenue and employee emotions.
The approach the author presents for "tackling" this enormous task clearly has its advantages over "older" models of managing human resources. However, I recommend to complement this book with messages you'll find in Peter Block's "Flawless Consulting Fieldbook & Companion" and in David Cooperrider's "Appreciative Inquiry: Rethinking Human Organization". In these 2 books you'll find inspiration for better ways of implementing the path Lynda Gratton shows us. For that reason, my rating is limited to 4 stars. Still, you need to buy it to understand the "Why" of the path and to have an additional "drawing".
Anyway, start putting people at the heart of corporate purpose!
This review was written for the 7EQ.com Newsletter (Vol.4,n°4). Patrick Merlevede is co-author of "7 Steps to Emotional Intelligence"
"People are at the centre of business success".......2000-07-06
In this context, Lynda Gratton firsty introduces the three tenets and the nine capabilities of new agenda as follows:
I. First tenet: we operate in time
* Past beliefs, hopes and commitments influence our current behavior: the 'memory of the past'.
* Current behavior is influenced by beliefs about what will happen in the future: the 'memory of the future'.
* Skills and knowledge take many years to develop.
* Human development progresses through a shared sequence.
* Attitudes and values are resistant to rapid change.
Capabilities:
1. Build visionary capabilities.
2. Develop scanning capabilities.
3. Create strategic capabilities.
II. Second tenet: we search for meaning
* We strive to interpret the clues and events around us, we actively engage with the world to seek a sense of meaning, to understand who we are and what we can contribute.
* Symbols, which may be events or artefacts are important in creating a sense of meaning.
* Over time groups of people create collective viewpoints, a sense of shared meaning.
Capabilities:
4. Develop diagnostic capabilities.
5. Create systemic capabilities.
6. Build adaptive capabilities.
III. Third tenet: we have a soul
* Each of us has a deep sense of personal identity of what we are, and of what we believe in.
* We can trust and feel inspired by our work-and when we do we are more creative.
* We can dream about possibilities and events.
* We can choose to give or withold our knowledge-depending on how we feel.
Capabilities:
7. Develop emotional capabilities.
8. Create trust-building capabilities.
9. Capability to build the psychological contract.
According to Lynda Gratton, to understand 'how' of putting people at the centre of corporate strategy, firstly we must understand 'why' this is crucial. Therefore, at the first stage she explores these tenets and capabilites as briefly mentioned above (more detailed discussion see Part II pp.25-94). At the next stage,to create a living strategy she developes a six-step process (build a guiding coalition, imagine the future, understand current capability and identify the gap, map the system, model the dynamics, and bridge into action) which goes from building commitment to moving into action (more detailed discussion see Part III pp.97-210). Finally, she presents a workbook to provide an opportunity to consider the philosophy and practice of a living strategy (see Part IV pp.213-229).
Highy recommended.
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LIVING STRATEGY PUTTING PEOPLE AT THE HEART OF CORPORATE PURPOSE
LYNDA GRATTON Manufacturer: Financial Times Prentice Hall ProductGroup: Book Binding: Paperback ASIN: B000ORB56W |
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Who's Raping the Children?: A Brief Look at the World's Suffering Children and the Social and Legal Ramifications of Raising Them in Today's Socie
Bernier Lauredan Manufacturer: 1st Books Library ProductGroup: Book Binding: Paperback Accessories: ASIN: 1588200019 |
Book Description
"Who's Raping the Children?: A Brief Look At The World's Suffering Children And The Social And Legal Ramifications Of Raising Them In Today's Society" is a searing work by inner city pediatrician Dr. Bernier Lauredan. Do children's inabilities to vote or afford lobbyists expose them to today's school shootings? Dr. Lauredan examines the ills, scalpels the facts from fiction, and offers therapeutic remedies.
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Oregon Starwatch (Starwatch: The Essential Guide to Our Night Sky)
Mike Lynch Manufacturer: Voyageur Press ProductGroup: Book Binding: Hardcover ASIN: 0896587215 |
Book Description
Hardcover w/hidden spiral 9-1/4 x 10-7/8 160 pgs approx. 90 color photos 23 illustrations 21 constellation charts 12 star maps 27 diagrams index bibliography
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Theory of Electric Polarization : Dielectrics in Time-Dependent Fields
Carl Johan Friedrich Boettcher Manufacturer: Elsevier Science Ltd ProductGroup: Book Binding: Hardcover ASIN: 0444415793 |
Book Description
Hardbound.
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Evolution of Fish Species Flocks
Anthony A. Echelle Manufacturer: University of Maine Press ProductGroup: Book Binding: Hardcover ASIN: 0891010580 |
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Cichlid Fishes of Lake Victoria East Africa: Biology and Evolution of a Species Flock
P. H. Greenwood Manufacturer: William Rudolf Sabbott ProductGroup: Book Binding: Paperback ASIN: 0827743572 |
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Supersymmetries and Quantum Symmetries: Proceedings of the International Seminar Dedicated to the Memory of V.I. Ogievetsky, Held in Dubna, Russia, 22-26 July 1997 (Lecture Notes in Physics)
Manufacturer: Springer ProductGroup: Book Binding: Hardcover ASIN: 3540660046 |
Book Description
This book is a collection of papers in honour of Victor I. Ogievetsky. It contains reviews on supersymmetry and supergravity, dualities, integrable systems, W (super)algebras and quantum symmetries. The reader will also find reprints of some of Ogievetsky's pioneering work on supersymmetry.
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Subway Etiquette: The Straphanger's Guide to Underground Conduct
T. Knight Manufacturer: Tek Press ProductGroup: Book Binding: Hardcover ASIN: 0965059405 |
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Introducing Machiavelli (Introducing...(Totem))
Patrick Curry Manufacturer: Totem Books ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 1840461160 |
Book Description
Introducing Machiavelli traces the colorful life of this paradoxical Renaissance realist, whose clear-sighted patriotism made him the first truly modern political scientist, and who is now central to the postmodern debate on Civil Society.Customer Reviews:
Great for Machiavelli Beginners. .......2004-10-26
WARNING:this is NOT Machiavelli but leftist propaganda.......2002-09-15
Excellent Book - Machiavelli as you never knew him.......2000-04-26
Great introduction!.......2000-02-05
Best available synopsis of Machiavellian thought . . ........1999-11-09
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Introducing Machiavelli
Patrick Curry Manufacturer: ICON BOOKS (FABE) ProductGroup: Book Binding: Paperback ASIN: B000K7NDX4 |
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Dinner at Miss Lady's: Memories and Recipes from a Southern Childhood
Luann Landon Manufacturer: Algonquin Books ProductGroup: Book Binding: Hardcover Similar Items:
ASIN: 1565122275 |
Book Description
Back when people spent their whole lives in one place, life was all about family and family rituals. It was about the whole clan gathering at dinnertime over meals to be remembered forever. Luann Landon's cookbook/memoir transports us to that world of formal midday dinners, closely guarded recipes, and competitive cooks.Customer Reviews:
Sweet read.......2007-07-30
Fussy Food but Great Writing.......2007-07-10
A Beautiful Book.......2005-07-15
Buttery and Delicious.......2005-05-28
Who was really in the kitchen?.......2001-06-29
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The Reagan Presidency and the Politics of Race: In Pursuit of Colorblind Justice and Limited Government
Nicholas Laham Manufacturer: Praeger Publishers ProductGroup: Book Binding: Hardcover ASIN: 0275961826 |
Book Description
Laham analyzes perhaps the most politically controversial element of Reagan's conservative agenda, involving his attempt to curtail federal enforcement of civil rights laws. The book focuses on the major initiatives Reagan pursued in his attempt to curb enforcement of those laws: first, his efforts to reform affirmative action by prohibiting mandatory employer use of minority and white female hiring goals, and second, his veto of the Civil Rights Restoration Act. Reagan's academic critics argue that the president was politically motivated in his efforts to curtail federal enforcement of civil rights laws by his desire to appeal for the support of working-class whites, many of whom harbor racial resentments against minorities. Reagan's historical reputation suffers from his attempt to curb enforcement of those laws, which has fostered charges by his critics that he was cynical and manipulative, though outwardly pleasant and likable; a president who shamelessley played the race card for his own political gain. Laham challenges the conventional notion that Reagan was an ardent practitioner of the politics of racial division. Rather, he argues that Reagan's civil rights policy was determined by his philosophical commitment to colorblind justice and limited government, two core principles of his conservative agenda. This is a controversial survey important to students and scholars of contemporary American politics, public policy, and race relations.
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The Reagan Presidency and the Politics of Race
Nicholas Laham Manufacturer: Praeger Publishers ProductGroup: Book Binding: Paperback ASIN: B000ORVH3I |
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Add Some Music To Your Day : Analyzing and Enjoying the Music of the Beach Boys
Manufacturer: Tiny Ripple Books ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 0967597307 |
Book Description
This book presents the best of "Add Some Music," the respected and fondly-remembered Beach Boys fanzine of 1978-1984. Over 40 newly-edited articles, essays, and reviews provide a serious and critical perspective on the music of Brian Wilson and the Beach Boys.Edited by Don Cunningham (editor and publisher of "Add Some Music" during the fanzine's seven-year existence) and Jeff Bleiel (author of "That's All: Bobby Darin On Record, Stage & Screen"), the book features insightful, opinionated commentary on the Beach Boys which has been unavailable for over 15 years.
Highlights include:
Musical analysis of 17 Beach Boys classics, focusing on Brian Wilson's revolutionary and enduring triumphs as a composer, producer, arranger, and bandleader
Critical reviews of often-overlooked Beach Boys albums
Comprehensive articles covering the works of Beach Boys Carl Wilson, Dennis Wilson, Al Jardine, and Mike Love
Over 35 photos, many of which have been unseen since their original publication
Noteworthy among the 45 articles reprinted and re-edited for this book are Don Cunningham's in-depth analyses of Brian Wilson's beloved and acclaimed songs and productions. "Help Me, Rhonda," "Surfer Girl," "Good Vibrations," "Don't Worry Baby," "Heroes and Villains," "California Girls," and "Sloop John B" are among the classics covered.
Many Beach Boys aficionados consider "Add Some Music," a serious journal about the band's artistry and history, to be the best fanzine ever published about the group. The articles now collected for the book "Add Some Music To Your Day" stand up as exceptionally perceptive commentary on the Beach Boys -- writing which has never before received wide distribution.
Customer Reviews:
Excellent.......2002-03-12
Over forty articles, essays & reviews with critical analysis.......2001-09-11
Great Read!.......2000-08-20
Mr. Cunningham's Excellent Critique.......1999-12-30
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Some Boys (Gay Men's Press Collection)
Michael Davidson Manufacturer: Gay Men's Press ProductGroup: Book Binding: Paperback ASIN: 0854492593 |
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Danny and the Boys: Being Some Legends of Hungry Hollow (Great Lakes Books)
Robert Traver Manufacturer: Wayne State University Press ProductGroup: Book Binding: Paperback Similar Items:
ASIN: 0814319289 |
Book Description
Rugged is the word for Danny McGinnis--and his "boys." It is the Depression, they all live together, refugees from the outside world, in a little logging shack in Hungry Hollow, on Michigan's Upper Peninsula. The Hollow is long logged out and now the main activities center on fishing, hunting, shooting the breeze, moonshine and periodic rampages through the town.They turn a dollar any way they can, play pranks on each other and the townspeople, practice their rugged democracy in a traditional American way, which includes respecting individual eccentricities.
Robert Traver is the pen name of John Voelker, author of ANATOMY OF A MURDER and lifelong resident of Michigan. This collection of stories is based on characters he has known there, and is clearly a labor of love.
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Gotta Get Some Bish Bash Bosh
M. E. Allen Manufacturer: HarperTempest ProductGroup: Book Binding: Hardcover ASIN: 0060731982 Release Date: 2005-01-04 |
Book Description
What would you do if you were dumped 'cause you had no bish bash bosh (a.k.a. self-confidence and sex appeal)?Change your image, of course.
You could opt for a new French coif, even if overpriced and results resemble a coconut.
Or try a new diet. Good-bye sticky buns, hello fresh fruit.
You could join the rugby team for requisite male bonding.
Or try to get the support of parents, who suffer from PPFS -- Premature Parental Fatigue Syndrome -- and are otherwise indifferent to nutritional and style needs.
Perhaps this improved self will land you a new love interest. Earn you a spot on the A-list. Thwart your embarrassing best friend. Or help you get even with your ex. It just might work. . . .
Meet the new "It Guy" in this witty and hilarious account of one teen's search for popularity and self-confidence.
Customer Reviews:
Brittany's Review.......2006-10-25
codys reveiw.......2006-02-10
Top marks!.......2005-01-25
Bish Bash Bosh.......2005-01-06
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The Boys & Girls Film Book
Mary and Maud M. Miller Field Manufacturer: Burke Publishing Co. ProductGroup: Book Binding: Hardcover ASIN: B000J0PLBE |
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Boys of Bible story, (Some sweet stories of old)
C. J Ridgeway Manufacturer: G. Farran and Co ProductGroup: Book Binding: Unknown Binding ASIN: B0008BWSW4 |
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Danny and the Boys; Being Some Legends of Hungry Hollow
Robert Traver Manufacturer: World Publicating Co ProductGroup: Book Binding: Hardcover ASIN: B000NPUHI2 |
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A flat iron for a farthing, or, Some passages in the life of an only son
Juliana Horatia Gatty Ewing Manufacturer: George Bell and Sons ProductGroup: Book Binding: Unknown Binding ASIN: B00088V2FG |
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Gather 'Round Me While I Preach Some: A Story of a Boy Growing Up in the Small Town of St. Francisville
T. Joe Eggebrecht ProductGroup: Book Binding: Paperback ASIN: B000IN4CXU |
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Girls, Some Boys and Other Cookies
Manufacturer: Scalo Publishers ProductGroup: Book Binding: Hardcover ASIN: 3931141195 |
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