The Savings and Loan Crisis:: Lessons from a Regulatory Failure (The Milken Institute Series on Financial Innovation and Economic Growth)

Book Description

The Savings and Loan Crisis: Lessons from a Regulatory Failure sets the record straight about what actually happened to our banking institutions in the 1980s. As is documented by the highly respected and diverse group of former regulators, scholars and practitioners contributing to this book, the collapse of this industry was caused by a confluence of adverse economic conditions and misguided regulatory decisions. Poorly designed deposit insurance, faulty supervision, and restrictions on investments prevented savings and loans from adapting to a changing financial marketplace. Unable to use financial innovations, savings and loans could not hedge interest rate and credit risks. These factors blocked portfolio diversification and lay at the root of the crisis.
The savings and loan crisis was an accident, but it was an avoidable one. Most of the factors responsible for causing and exacerbating the industry's problems were preventable, as is made clear in this volume.

This book also provides an insider's view of the transformation of the financial services industry in the United States since the 1980s: how the managers and owners make decisions about product offerings and investments; how the regulators monitor performance and enforce the rules; and how Congress and the Administration influence and are influenced by the financial services industry.

Lastly, it focuses attention on the lessons that should have been learned from this difficult period in the history of U.S. banking, and that should help prevent future banking crises everywhere.

Book Description

The often emotional debate over the impact of structural adjustment on the poor in Africa has been confused by the complexity of economic reforms and their inconsistent implementation, the diversity of prior conditions, and confounding effects of external shocks. Professors Sahn, Dorosh, and Younger isolate from other factors the effect of specific policy measures associated with adjustment programs. The authors suggest that contrary to common belief, adjustment policies do not harm the poor in Africa. Reforms in fact usually benefit the poor slightly, but alone are insufficient to reduce poverty significantly.

Structural Adjustment Reconsidered - Economic Policy and Poverty in Africa.(Review): An article from: American Journal of Agricultural Economics

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Structural Adjustment Reconsidered - Economic Policy and Poverty in Africa.(Review): An article from: American Journal of Agricultural Economics
Suresh Chandra Babu
Manufacturer: American Agricultural Economics Association
ProductGroup: Book
Binding: Digital
ASIN: B00098XLHC
Release Date: 2005-07-28

Book Description

This digital document is an article from American Journal of Agricultural Economics, published by American Agricultural Economics Association on August 1, 1999. The length of the article is 1341 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Structural Adjustment Reconsidered - Economic Policy and Poverty in Africa.(Review)
Author: Suresh Chandra Babu
Publication: American Journal of Agricultural Economics (Refereed)
Date: August 1, 1999
Publisher: American Agricultural Economics Association
Volume: 81 Issue: 3 Page: 756(3)

Article Type: Book Review

Distributed by Thomson Gale

Book Description

This digital document is an article from Canadian Chemical News, published by Chemical Institute of Canada on April 1, 2002. The length of the article is 670 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Bug off, maggot! Make room for polymers. (News Briefs/Nouvelles en Bref).(future use of polymers in place of pesticides)(Brief Article)
Publication: Canadian Chemical News (Magazine/Journal)
Date: April 1, 2002
Publisher: Chemical Institute of Canada
Volume: 54 Issue: 4 Page: 9(1)

Article Type: Brief Article

Distributed by Thomson Gale

Book Description

Thanks to advances in genetics and genomics, research on inner ear development has flourished. Better approaches and experimental models have shed light on the function of a variety of vertebrate genes and their related proteins. This latest volume of Current Topics in Developmental Biology delves into this new research to show how the discovery of more genes involved in the development of the inner ear leads to the generation of new models that examine a wealth of issues -- from the origins of human deafness to the roles of genes during inner ear induction, development and differentiation. The wide variety of experimental approaches will help readers to understand the broad range of issues related to inner ear morphogenesis and other concepts from complementary areas of investigation. This state-of-the-art overview will be essential reading for researchers, clinicians and students alike.

* Scores of high-quality, full- color figures
* Detailed schemes on the structure and timing of ear development
* Current Topics in Developmental Biology is the longest-running forum for contemporary issues in developmental biology

Development of receptor structures in the inner ear of vertebrates, (NASA TT F-615)

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Development of receptor structures in the inner ear of vertebrates, (NASA TT F-615)
Lidiia Konstantinovna Titova
Manufacturer: National Aeronautics and Space Administration; for sale by the Clearinghouse for Federal Scientific and Technical Information, Springfield, Va
ProductGroup: Book
Binding: Unknown Binding

Development of the Inner Ear (Springer Handbook of Auditory Research)

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Development of the Inner Ear (Springer Handbook of Auditory Research)

Manufacturer: Springer
ProductGroup: Book
Binding: Hardcover

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Vertebrate Hair Cells (Springer Handbook of Auditory Research)

ASIN: 0387250689

Book Description

This book describes the embryonic development of the vertebrate inner ear in six chapters that span all aspects of inner ear development, from the induction of the otic placode through cellular morphogenesis, to the onset of auditory function. In each chapter, a particular aspect of development of the inner ear is examined in terms of both classic embryologic experiments and more recent advances using molecular biological techniques.

Committee on Medical Research of the Office of Scientific Research and Development: Supplementary report on injury of the inner ear produced by exposure to loud tones, December 31, 1943

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Committee on Medical Research of the Office of Scientific Research and Development: Supplementary report on injury of the inner ear produced by exposure to loud tones, December 31, 1943
Joseph E Hawkins
Manufacturer: Harvard Medical School, Dept. of Physiology and Dept. of Otology and Laryngology
ProductGroup: Book
Binding: Unknown Binding
ASIN: B0007FS53M

Current Topics in Developmental Biology: Development of Auditory and Vestibular Systems-3 Molecular Development of the Inner Ear

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Current Topics in Developmental Biology: Development of Auditory and Vestibular Systems-3 Molecular Development of the Inner Ear
Isabel Varela-Nieto Raymond Romand
Manufacturer: Academic Press
ProductGroup: Book
Binding: Paperback
ASIN: B000OHAYB4

Development of the inner ear of the mouse: A radioautographic study of terminal mitoses (Acta oto-laryngologica. Supplementum)

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Development of the inner ear of the mouse: A radioautographic study of terminal mitoses (Acta oto-laryngologica. Supplementum)
Robert J Ruben
Manufacturer: [Almqvist and Wiksells]
ProductGroup: Book
Binding: Unknown Binding

Development of the middle and inner ear in the golden hamster (Mesocricetus auratus): A detailed description to establish a norm for physiopathological ... (Acta oto-laryngologica. Supplement)

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Development of the middle and inner ear in the golden hamster (Mesocricetus auratus): A detailed description to establish a norm for physiopathological ... (Acta oto-laryngologica. Supplement)
Charlene B Stephens
Manufacturer: Almqvist & Wiksell
ProductGroup: Book
Binding: Unknown Binding

Anatomy | Basic Science | Medicine | Subjects | Books

The embryonic and postnatal development of the inner ear of the mouse (Acta oto-laryngologica. Supplement 285)

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The embryonic and postnatal development of the inner ear of the mouse (Acta oto-laryngologica. Supplement 285)
Aaron E Sher
Manufacturer: [distributed by Almqvist & Wiksell, Stockholm]
ProductGroup: Book
Binding: Unknown Binding

Book Description

A lively study of the relationship between predator and prey

Customer Reviews:

An academic classic.......2004-08-03

This is a great book if you are interested in the academic study of wolves. It can be a bit dry if you are not used to academic prose, though this didn't bother me (I'm an academic in a different field). Allen's text is enriched by extensive charts, figures, and BW photos. On the down side, he spends more time than I would like on non-wolf topics and on the logistics of the long-term wolf study on Isle Royale. I would also have liked more comparisons with wolves living elsewhere in North America as the Isle Royale environment has its peculiarities.
Criticisms aside, it's a very good book and I almost gave it five stars.

This is a wonderful book!.......2000-06-04

I read this book years ago when it was first published in hardcover. It was the best book on wolves I have ever read. The fact that it is scientifically accurate actually made it more readable, not the least bit dry or dull. The wolves are complex, intelligent creatures that you come to admire even more as you read about their elaborate social rituals. I am buying this book for the second time!

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get this asap

Decade of Power: The Pittsburgh Steelers in the Cowher Era: From the Pages of the Pittsburg H Post-Gazette

Manufacturer: Triumph Books
ProductGroup: Book
Binding: Hardcover

History of Sports | Miscellaneous | Sports | Subjects | Books
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Tough as Steel: Pittsburgh Steelers: 2006 Super Bowl Champions

Tales from Behind the Steel Curtain

Roethlisberger: Pittsburgh's Own Big Ben

Steel Dynasty: The Team That Changed The NFL

The Pittsburgh Steelers

ASIN: 157243497X

Book Description

The Steelers had to find a man to replace the only coach in NFL history to win four Super Bowl championships. Less than a month later the Steelers settled on a native son, Crafton native and Carlynton High School graduate Bill Cowher, and gave him an assignment that was as simple as it was awesome: Revive one of the league's cornerstone franchises and return it to the glory of the 1970s when Noll's black and gold ruled the world of pro football. It didn't take long for Steelers fans to realize that Cowher was the right man for the job.

His team immediately reflected his own thundering, swaggering personality. The Steelers took chances and played with a renewed vigor that caught the NFL by surprise. Cowher's first team gave Pittsburgh its first AFC Central championship in eight years and he was named NFL coach of the year for 1992. The 11-5 record that season was the Steelers' best since their last trip to the Super Bowl in January 1980.

And the winning didn't stop there. Cowher took the Steelers to pro football's pinnacle - Super Bowl XXX - in the 1995 season, this despite stumbling to a 3-4 start and losing defensive star Rod Woodson for the season to a torn knee ligament in the opening game. At 38, Cowher became the youngest coach to lead his team to a Super Bowl and, despite a less-than-satisfying outcome against Dallas in the Super Bowl, he had firmly established himself as one of the league's premier coaches.

Ten years into his reign, Cowher remains at the top of the game. After a three-year absence from the playoffs, the Steelers returned to prominence in 2001 and came within one win of playing again in the Super Bowl. And Cowher reminded Steelers fans not to count him out - or count story-of-the-year ballots - before his team has its final say.

Customer Reviews:

get this asap.......2006-02-14

Big Ben: 27-4 as a starter (2004-2005 seasons)---only losses (3 of which were injury-related): Patriots, 2004 AFC Championship game (if Plax holds on to sure TD pass, we are only down 7 with about 7+ minutes to go in that game; Ben did some good things and was battling thumb and toe injuries) and also in 2005 (if Randle El doesn't get `cute' and lateral that pass to Ward, we probably win; again, Ben did some good things), as well as the Bengals in 2005 (Ben has beaten Carson Palmer's Bengals 3 times: twice in 2004 and big-time in the AFC Wild-Card game in 2005; Ben had 3 TD passes in this lone defeat and was battling a thumb injury) and Indy in 2005 (as we know, he got revenge in the AFC Divisional Playoff game; Ben threw a TD pass to Ward in this Monday night defeat and was coming off an injury-induced layoff).

Ben's FIRST NFL game: 2004 Pre-season at Ford Field vs. the Lions...last game of 2005 season: 2/5/06 at FORD FIELD, SUPER BOWL XL VICTORY!!!

So Ben didn't play a superb game in Super Bowl XL and there was some controversy...

--Super Bowl IX, 1/12/75: Steelers win 16-6 over the Vikings---Future Hall-of-Famer Terry Bradshaw is only 9 for 14 for 96 yards...BEN WAS 9 FOR 21 FOR 123 YARDS...Bradshaw threw a lone TD...BEN RAN FOR A LONE TD... Future Hall-of-Famer Fran Tarkenton's numbers were putrid: 11 for 26 for 102 yards, 3 interceptions, NO TD's! We were only winning 2-0 going into the third quarter (on a safety); a boring game. The Steelers wore their white shirts and Terry had a beard (the other 3 Super Bowls: black-and-gold shirts, Terry clean shaven)...WE WORE OUR WHITE SHIRTS IN XL AND BEN HAD A BEARD...the game turned on a VERY controversial "fumble-that-wasn't" by the Steelers Larry Brown: the Steelers left the field dejected, the Vikings were in prime territory...then the officials ruled Brown was down before the ball came loose (no way!!!!!)...and the rest is history;

--Super Bowl X, 1/18/76: Steelers win 21-17 over the Cowboys---Future Hall-of-Famer Roger Staubach almost pulled out another miracle comeback...Swann's great falling-to-the-ground acrobatic catch led to no points (!);

--Super Bowl XIII, 1/21/79: Steelers win 35-31 over the Cowboys---the Cowboys' Jackie Smith drops a SURE TD pass that would have tied the game AND our go-ahead TD was aided by a very controversial tripping penalty that cost Dallas 33 yards: Lynn Swann fell over Benny Barnes's ankles and, as Bradshaw has admitted, it shouldn't have been a flag...we were ahead 35-17 at one point...Staubach almost brought them back (35-31);

--GAME BEFORE SUPERBOWL XIV: AFC Championship game vs. the Oilers, 1/6/80: Steelers win 27-13---late in the third quarter, officials ruled that Oilers receiver Mike Renfro did not have possession of what appeared to be a game-tying TD (WRONG!!!! He was in bounds; bad, bad call)...and the rest is history...

---Super Bowl XIV, 1/20/80: Steelers win 31-19 over the Rams---Bradshaw threw 3 INTERCEPTIONS and we were losing for most of the game...until Lambert saved our butts by intercepting QB Vince Ferragamo's pass...and the rest is history
(Steelers in the 1970's: regular season---99-44-1; playoffs: 14-4)

NON-STEELER SUPER BOWL "LUCK"---
Super Bowl XXV, 1/27/91: Giants defeat Bills BECAUSE SCOTT NORWOOD BARELY MISSES A RELATIVELY EASY FIELD GOAL, one of the biggest blown plays ever!;
All 3 of the Patriots victories were by exactly 3 points...and the Eagles really blew it with poor clock management (sound familiar?)!;
Super Bowl XXXIV, 1/30/00: Rams defeat Titans, 23-16--- The Rams' Mike Jones tackled Kevin Dyson at the 1-yard line as time expired. Dyson would have tied the game; Super Bowl V, 1/17/71: Colts beat Cowboys, 16-13, via a field goal... Dallas' Chuck Howley, who picked off two passes, became the first defensive player and the first player from a losing team to be named MVP.

The Steelers have been in the Super Bowl in the 1970's. 1980's, 1990's, and in the new millennium (2000's)---
IX (1975), X (1976), XIII (1979), XIV (played in 1980), XXX (played in 1996), XL (2006)

Big Ben---ONLY QB to ever go to Championship game his first two years; youngest to win the Super Bowl (Steelers: first 6th seed to go/ win; only team to beat #1, #2, and #3 seeds on the road and win; three-way tie for most Super Bowl victories: 5, along with Dallas and San Francisco; tied for second with most Super Bowl appearances: 6, along with Denver [who have `only' won 2])...comparison to other Hall-of-Fame and/or outstanding QBs---
Jim Kelly: 0 for 4; never won a Super Bowl;
Fran Tarkenton: 0 for 4; never won a Super Bowl;
Dan Marino: 0 for 1; never won a Super Bowl;
Kenny Anderson: 0 for 1; never won a Super Bowl
Len Dawson: won one Super Bowl (and lost one, as well);
Johnny Unitas: won one Super Bowl (and lost one, as well);
Joe Theismann: won one Super Bowl (and lost one, as well);
Brett Favre: won one Super Bowl (and lost one, as well);
Kurt Warner: won one Super Bowl (and lost one, as well);
Ken Stabler: won one Super Bowl
Joe Namath: won one Super Bowl;
Phil Simms: won one Super Bowl;
Steve Young: won one Super Bowl;
Also: John Elway: after FIFTEEN YEARS IN THE LEAGUE, won two...after losing 3 very badly!

BEST run in sports history (as confirmed by a Congressional resolution!): won 8 in a row---
Bears (who had an 8-game winning streak), Vikings on the road (who had a 6 game winning streak...and Cowher NEVER won in a dome stadium before!), Browns on the road, and Detroit on 1/1/06 (where, unbeknownst to us at the time, we were headed for 2/5/06!); Bengals on the road (#3 seed, previously beat us), Colts on the road (#1 seed, league's best record, heavily favored, dome stadium, previously beat us; the Fumble, the Tackle, and the Miss), Broncos on the road (#2 seed, favored, 10-0 at home)...and the #1 NFC seeded Seahawks "on the road" in another dome, Detroit's Ford Field (where Big Ben started his NFL career vs. the Lions in the 2004 pre-season!!!)

YOU HAVE TO GET THE TWO-DVD SET "STEELERS: THE COMPLETE HISTORY" (2005; NFL Films), 1933-2004 (too bad they didn't wait a year haha!)---the main feature is 2 hours and 20 minutes long and covers 1933 up to and including Beg Ben's 2004 season; incredible. All the `lean years' (1930's-1960's; 1980's) are covered, NOT just the "glory seasons"---Kordell, Brister, Malone, Stoudt, Hanratty, etc. etc. etc. The bonus feautures are awesome, ESPECIALLY the 45-minute Jerome Bettis special-VERY IRONIC!! You will see Tommy Maddox with the Bus when they were both Rams in 1995...excellent miked-on-the-field comments, often funny, by Bus, Ward, and Cowher...Jan. 2005 AFC lowlights, Hines Ward crying, Jerome's reaction, and the tantalizing hint that Super Bowl XL wil be played in Jerome's hometown of Detroit...which makes what they did in 2005/2006 VERY story book! Also: the Bill Cowher, Terry Bradshaw, Franco Harris, Rocky Bleier, Myron Cope, Dick Hoak, and Bill Saul segments/ specials are very entertaining, as is the Super Bowl XIII feature..get this...as well as the SUPER BOWL XL DVD---2005 season highlights included, as well as the 2006 playoffs!

Book Description

This innovative dictionary makes the Hebrew language more accessible to students by eliminating the formidable barrier of the Hebrew alphabet. It's easy to locate words quickly with the Webster's New World Hebrew-English Dictionary, because the Hebrew-to-English section is alphabetized according to the transliterated English spelling. The English version is marked for correct pronunciation and followed immediately by the Hebrew spelling of the word. This breakthrough work of linguistic scholarship is packed with useful features that guarantee rapid progress, even for those with no familiarity with the Hebrew language. It contains:

Extensive grammatical information including parts of speech, variant verb forms, and the formation of feminines and plurals
Listings of idioms and compounds and indications of colloquialisms and slang
Common variations in pronunciations
Geographical, historical and cultural entries

Customer Reviews:

horrible.......2006-11-07

I don't know what I was thinking when I bought it. I am learning Biblical Hebrew and this is more or less for conversational Hebrew. Aside from that...Looking up a word in Hebrew to find the English is where I have the greatest difficulty. I do not like the fact the it does not follow the Hebrew AlephBet and does not exactly follow the English alphabet either. Finding the root of a verb is nearly impossible.
Too bad I lost my receipt because I would love to get a refund.

Excellent supplemental info, riddled with errors.......2005-11-22

This dictionary has given me what I haven't found elsewhere: the stressed syllable, the actual pronunciation of the schwa, lots of inflectional details.

Unfortunately typos, omissions and errors in the alphabetical order abound. The funny translitteration makes can make it difficult to find words encountered in written text.

I give a high rating because the good stuff to me by far outweighs the negatives.

Useful information but best suited for intermediate + students........2004-12-27

Everyone has noticed the problem: Romanized transliteration is confusing. Someone else made the excellent recommendation: learn the alef-bet (and the pointing system) and use a real dictionary.

Now that I am more familiar with written Hebrew, this dictionary has become more utile. It provides excellent instructions on pronunciation of Hebrew words. It is also handy for identifying a word that I have only heard spoken: I can just look up the transliterated word to find the meaning and the correct alef-bet spelling.

Helpful for beginners, but you can do better!.......2002-07-27

This dictionary disintegrates almost from day one. Because of its thickness, the pages soon separate from the spine, necessitating the use of rubberbands to hold it together.

Although this book was helpful to me when I first began my Hebrew studies, I should have taken a few minutes to learn the Hebrew vowel pointings (nikud marks) and then purchase a regular Hebrew dictionary rather than a transliterated type.

I have the Alcalay dictionary, and I love it. It is FAR more useful than this paperback dictionary. Advice: Go with the Alcalay, if you can find one (out of print right now!).

Not usefull at all........2002-03-30

I presumed, that I would be able to find thousands verbs that start from lee... (infinitive), but found just no more then 50-60. I was unable to find such words, like "leerdof", "leez'of", "leez'om", and hundred others. I was able to find "leerdof" only from another part of book, when I was looking for tranlsation of english word "follow".

I believe this book is very unusefull for anyone.

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Webster's New World Hebrew Dictionary: Hebrew/ English - English/ Hebrew
Hayim Baltsan
Manufacturer: Prentice Hall
ProductGroup: Book
Binding: Paperback

Hebrew | Foreign Language | Dictionaries & Thesauruses | Reference | Subjects | Books
ASIN: B000KP9I4E

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Elite Street, The Elite Model Look: a Fashion and Style Manual
Huggy Ragnarsson
Manufacturer: Universe Publishing
ProductGroup: Book
Binding: Hardcover
ASIN: B000S6A10A

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