Empire Of Knowledge: Culture and Plurality in the Global Economy

Book Description

During the media frenzy over the Millennium celebrations, there was little mention of the fact that, for the majority of the world, there was no Millennium at all. This linear understanding of time is a specifically Western - and Christian - concept. This is just one example of the homogenization of knowledge that Vinay Lal uses to demonstrate that nearly every idea which we take for granted in the west is part of a politics of ideas. Oppression is usually associated with class struggle, military power, and other forms of economic monopoly. Lal looks beyond this, deconstructing the cultural assumptions that have emerged alongside capitalism, to offer a devastating critique of the politics of knowledge at the heart of all powerbroking.

Other topics examined are the concept of "development", which has created a generally accepted hierarchy of "developed" and "developing" countries, providing a mandate for surreptitious colonization; and the idea of the 'nation state', something we have lived with for no more than two centuries, yet is accepted without question. Linking this to the emergence of 'international governance' through the United Nations, the US, and imperial economic bodies (such as the International Monetary Fund and the World Trade Organization), Lal explains how such universalisms came to dominate the trajectory of Western thought. "No More Requiems" is an impassioned account of the need to move towards an emancipatory politics of plurality and democracy that reveals which competing categories of knowledge can claim our allegiance for the future.

Book Description

The crime of mass murder is surrounded by myth, false assumptions, and misinformation. It is frequently sensationalized in the press, while the complex motivations of the perpetrator are ignored or soon forgotten. The mass murderer is rarely a crazed killer who lashes out against his victims in a mindless frenzy of violence. This book examines not only the crime of mass murder, but also the complex motivations of the mass murderer, presenting a completely new method of categorizing and analyzing the crime and its perpetrator. The evolving nature of the crime is examined in the context of actual case histories of mass murder in America. Kelleher's insights will be of interest to criminologists and anyone interested in the sociology of crime.

Book Description

Already known for providing a unique insider's view on Korea's impressive economic and industrial growth, this book has been updated with statistics from 2000. Also new are analyses of the Asian Economic Crisis and the economic effects of changing North-South Korean relations.

Customer Reviews:

Interesting and Educating.......2006-03-07

The book is a good reference and gives good insight of the Korean economy system and mentality. It is also a good introduction of Korean economy to people who are new to this issue.

A good inside look at Korea's economic growth.......2003-09-22

There's nothing quite like getting an insider's view. Song provides this, having worked for the Korea Development Institute, and by just having been a Korean living in the country at the time. Most other English language accounts are given by foreigners who have spent a few years in the country, so Song has quite an advantage over them. He does overlook the darker side of the 'miracle' though, but you can find out all about that in a book like 'Troubled Tiger' my Mark Clifford. Bear in mind too, that Song is an academic, and so you won't find many interesting anecdotes here. But, like all good academics, he uses a wealth of hard data to back up his assertions, and provides interesting explanations of different aspects of the Korean economy. A great reference.

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The Rise of the Korean Economy
Byung-Nak Song
Manufacturer: Oxford University Press
ProductGroup: Book
Binding: Paperback
ASIN: B000RZLLMY

Book Description

The proverbial American dream of owning a home has become an all-too-real nightmare for a growing number of families. The most vulnerable segments of our society--including minorities, the elderly, and working families--are being victimized by financiers who lure them into commitments they cannot fulfill. Collectively known as "predatory lending," these practices include offering higher interest rates than can be justified by the risk, high pre-payment penalties that lock families into exploitative loans, and monstrous balloon payments that often result in default and the loss of the home. The net result can be disastrous: damage to one's credit rating, bankruptcy, and even the loss of lifelong savings. Why the Poor Pay More is an incisive exposure of these practices: how they have evolved, why they have become so prevalent in recent years, and how their negative effects can be quantified. It features in-depth analysis from prominent scholars, legal experts, and community leaders, who shed new light on the social, political, and economic consequences of predatory lending. Why the Poor Pay More is much more than an indictment of these insidious discriminatory practices. It is a call to arms for anyone concerned about how the financial-political system can be corrupted to serve the needs of the wealthy. Highlighting community initiatives already underway to combat predatory lending and an extensive listing of practical resources, Why the Poor Pay More outlines active roles that individuals, advocacy groups, financial and legal service providers, and policymakers can play in reversing this destructive trend.

The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement

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Best yet but still not quite there

The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement
Stephen L. Ross , and John Yinger
Manufacturer: The MIT Press
ProductGroup: Book
Binding: Hardcover

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ASIN: 0262182289

Book Description

In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites than for blacks or Hispanics. Homeownership is the most common method for wealth accumulation and is viewed as critical for access to the most desirable communities and most comprehensive public services. Homeownership and mortgage lending are linked, of course, as the vast majority of home purchases are made with the help of a mortgage loan. Barriers to obtaining a mortgage represent obstacles to attaining the American dream of owning one’s own home. These barriers take on added urgency when they are related to race or ethnicity.

In this book Stephen Ross and John Yinger discuss what has been learned about mortgage-lending discrimination in recent years. They re-analyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They provide an in-depth review of the 1996 Boston Fed Study and its critics, along with new evidence that the minority-white loan-approval disparities in the Boston data represent discrimination, not variation in underwriting standards that can be justified on business grounds. Their analysis also reveals several major weaknesses in the current fair-lending enforcement system, namely, that it entirely overlooks one of the two main types of discrimination (disparate impact), misses many cases of the other main type (disparate treatment), and insulates some discriminating lenders from investigation. Ross and Yinger devise new procedures to overcome these weaknesses and show how the procedures can also be applied to discrimination in loan-pricing and credit-scoring.

Customer Reviews:

Best yet but still not quite there.......2003-05-09

I work as a consultant for banking clients. Hope that does not influence this review too much.

The authors have prepared the best summary available of the economic and statistical evidence regarding potential racial discrimination in approving mortgages. This book is a replacement for approximately two file drawers of published and unpublished studies that I have collected for approximately five years.

It has its limitations though. Most of all, it is a specialized monograph for a specialist audience. Even though it is aimed at influencing the behavior of the banking industry, most managers and policymakers in that industry will find this volume tough going.

Second, the authors seem to have the opinion that the financial industry rather actively seeks to avoid lending to certain minority groups. This seems naive, in that there are lots of laws that make such policies risky and also because the industry has invested heavily in compliance managers and employee training to resolve such problems. The industry may not be perfect but it is not actively avoiding its responsibility for equitable lending policies. I don't think their perspective mars their analysis but I do think that the same outcome could have been produced with a less accusatory tone.

Third, the policy recommendations offered may not be as workable as the authors imply, since the data requirements for implementing their proposed statistical tests would actually be quite demanding and perhaps beyond the legal authority of the banking regulators.

Book Description

This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 5, 1994. The length of the article is 485 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: The Arizona Department of Insurance is investigating insurance companies for possible discriminatory practices in homeowners' insurance underwriting. The department has received an increased number of consumer complaints about the use of credit reports. Also, the National Association of Insurance Commissioners has highlighted the problem of insurance discrimination in urban areas. However, some insurance companies claim that consumers with poor credit histories have a greater risk of insurance losses.

Citation Details
Title: Arizona probes redlining, credit report underwriting. (Insurance Department)
Author: Alfred G. Haggerty
Publication: National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: December 5, 1994
Publisher: The National Underwriter Company
Issue: n49 Page: p2(2)

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Bankruptcy policy in light of manipulation in credit advertising.: An article from: Theoretical Inquiries in Law

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Bankruptcy policy in light of manipulation in credit advertising.: An article from: Theoretical Inquiries in Law
Ron Harris , and Einat Albin
Manufacturer: Thomson Gale
ProductGroup: Book
Binding: Digital

General | Business & Investing | Subjects | Books

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Book Description

This digital document is an article from Theoretical Inquiries in Law, published by Thomson Gale on July 1, 2006. The length of the article is 15706 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Bankruptcy policy in light of manipulation in credit advertising.
Author: Ron Harris
Publication: Theoretical Inquiries in Law (Magazine/Journal)
Date: July 1, 2006
Publisher: Thomson Gale
Volume: 7 Issue: 2 Page: 431(36)

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Closed Doors, Opportunities Lost: The Continuing Costs of Housing Discrimination

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Closed Doors, Opportunities Lost: The Continuing Costs of Housing Discrimination
John Yinger
Manufacturer: Russell Sage Foundation Publications
ProductGroup: Book
Binding: Hardcover

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ASIN: 0871549670

Color and Money: Politics and Prospects for Community Reinvestment in Urban America (S U N Y Series on the New Inequalities)

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A Reminder that Less is Still Less

Color and Money: Politics and Prospects for Community Reinvestment in Urban America (S U N Y Series on the New Inequalities)
Gregory D. Squires , and Sally O'Connor
Manufacturer: State University of New York Press
ProductGroup: Book
Binding: Hardcover

Money & Monetary Policy | Economics | Business & Investing | Subjects | Books

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ASIN: 0791449513

Book Description

A case study of Milwaukee, Wisconsin exploring how lending practices and access to capital are shaped by race.

Customer Reviews:

A Reminder that Less is Still Less.......2001-06-04

Squires and O'Conner argue that the lending gap is narrowing in Milwaukee, WI. However, this is a slow process. The authors highlight that the narrowing of the lending gap has come about in response to advocacy at the local and national levels. Despite progress, efforts to improve access to capital in inner-cities are complicated by persistent opposition in policy circles and consolidation in the banking industry. If current trends continue, the outlook for inner cities is bleak, at best it may take in excess of 140 years for blacks and whites to have equal access to capital. However, Squires and O'Conner map out a course for improving the odds. In their chapters they indicate that the solution to the lending problem lies in a combination of: new lending products, mortgage counceling, affirmitive action hiring in banks, the location of more branches in inner city communities, and stronger CRA legislation.

The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement.(Book Review): An article from: Journal of Economic Issues

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The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement.(Book Review): An article from: Journal of Economic Issues
Reynold F. Nesiba
Manufacturer: Association for Evolutionary Economics
ProductGroup: Book
Binding: Digital
ASIN: B0008DK8EW
Release Date: 2005-07-31

Book Description

This digital document is an article from Journal of Economic Issues, published by Association for Evolutionary Economics on September 1, 2003. The length of the article is 1199 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement.(Book Review)
Author: Reynold F. Nesiba
Publication: Journal of Economic Issues (Refereed)
Date: September 1, 2003
Publisher: Association for Evolutionary Economics
Volume: 37 Issue: 3 Page: 813(3)

Article Type: Book Review

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A contemporary review of discriminatory practices in the implementation of capital punishment in America. (CE Credit).: An article from: The Forensic Examiner

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A contemporary review of discriminatory practices in the implementation of capital punishment in America. (CE Credit).: An article from: The Forensic Examiner
R.K. Bailey
Manufacturer: American College of Forensic Examiners
ProductGroup: Book
Binding: Digital
ASIN: B0008DLZIK
Release Date: 2005-07-31

Book Description

This digital document is an article from The Forensic Examiner, published by American College of Forensic Examiners on May 1, 2003. The length of the article is 5904 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: A contemporary review of discriminatory practices in the implementation of capital punishment in America. (CE Credit).
Author: R.K. Bailey
Publication: The Forensic Examiner (Refereed)
Date: May 1, 2003
Publisher: American College of Forensic Examiners
Page: 36(7)

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Credit card underwriting examined.(Progressive Corp.): An article from: National Underwriter Property & Casualty-Risk & Benefits Management

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Credit card underwriting examined.(Progressive Corp.): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
L.H. Otis
Manufacturer: The National Underwriter Company
ProductGroup: Book
Binding: Digital

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Book Description

This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on December 18, 1995. The length of the article is 1102 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

From the supplier: Progressive Corp is denying lower-cost, preferred automobile insurance to applicants who lack credit cards or who only have credit cards that the insurer does not find acceptable. Preferred auto insurance has premia that is 10% to 15% lower than the insurance Progressive will issue to applicants who fail to make the grade. State insurance regulators believe that Progressive is using credit cards as an underwriting criteria as a means of avoiding making more thorough credit checks. By failing to look at applicants' full credit history, Progressive may be engaging in discrimination.

Citation Details
Title: Credit card underwriting examined.(Progressive Corp.)
Author: L.H. Otis
Publication: National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
Date: December 18, 1995
Publisher: The National Underwriter Company
Issue: n51-52 Page: p1(2)

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