G-Forces: The 35 Global Forces Restructuring Our Future
Average customer rating: 4 out of 5 stars
  • the advantage behind every crisis
G-Forces: The 35 Global Forces Restructuring Our Future
Frank Feather
Manufacturer: William Morrow & Co
ProductGroup: Book
Binding: Hardcover

Economic ConditionsEconomic Conditions | Economics | Business & Investing | Subjects | Books
GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
Economic ConditionsEconomic Conditions | International | Business & Investing | Subjects | Books
GeneralGeneral | Politics | Nonfiction | Subjects | Books
FuturologyFuturology | Technology | Science | Subjects | Books
ASIN: 0688089623

Customer Reviews:

4 out of 5 stars the advantage behind every crisis.......2006-03-01

Feather is a man of many employers. He has consulted for IBM, the UN, Northern Telecom, the World Bank, Shell Oil, plus assorted governments such the USA, Mexico and China. A suspicion could arise that in serving them all he shows himself ready to help anyone do anything for a consultant fee. On the other hand, perhaps due to his wide experience he knows what he's talking about. Feather has a vision of mutual success for the world. But before he can share his vision of 35 massive global opportunities concealed within dire crises, he feels he must rid the reader of certain presumptions: "To those who cannot grasp the ongoing realities of global change, this book may strike them as unrealistically utopian. Some are always pessimistic, and it is indeed easy for them to marshall evidence to support their gloomy outlooks. I reject their doomsday attitude -- an essential prerequisite to proving it wrong".

Work, Status, and Self-Esteem: A Theory of Selective Self Investment
Average customer rating: Not rated
    Work, Status, and Self-Esteem: A Theory of Selective Self Investment
    William A. Faunce
    Manufacturer: University Press of America
    ProductGroup: Book
    Binding: Paperback

    Health & StressHealth & Stress | Business Life | Business & Investing | Subjects | Books
    GeneralGeneral | Organizational Behavior | Business & Investing | Subjects | Books
    GeneralGeneral | Business & Investing | Subjects | Books
    GeneralGeneral | Psychology & Counseling | Health, Mind & Body | Subjects | Books
    Organizational BehaviorOrganizational Behavior | Business Management | Professional & Technical | Subjects | Books
    ASIN: 0761826874

    Book Description

    In most management books, middle management is treated as a right of passage to the CEO position. Today's managers are educated, trained, and inspired from the CEO's perspective. The career and art of middle management is lost in the pursuit of one's ambition for the top spot. The Lost Grail of Middle Management explores the history and future of middle managers and offers a fresh approach to becoming and enjoying middle management as a career.

    Management Consultancy: What Next?
    Average customer rating: 4 out of 5 stars
    • Insightful!
    Management Consultancy: What Next?
    Fiona Czerniawska
    Manufacturer: Palgrave Macmillan
    ProductGroup: Book
    Binding: Hardcover

    GeneralGeneral | Business & Investing | Subjects | Books
    ConsultingConsulting | Industries & Professions | Business & Investing | Subjects | Books
    ManagementManagement | Management & Leadership | Business & Investing | Subjects | Books
    All TitlesAll Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
    ASIN: 0333971124

    Book Description

    This book is a substantial re-write of the author's earlier book on management consultancy that has established itself as a leading book on this topic. This re-write focuses upon the analysis of the impact of e-business on the consulting industry as well as examining the changing structure of the industry and emerging segmentation. It also includes recent material on the efforts of consulting firms to manage knowledge more effectively and includes new and more examples and interviews.

    Customer Reviews:

    4 out of 5 stars Insightful!.......2005-09-13

    Who consults for consultants? Author Fiona Czerniawska does. In this much needed update and "substantial revision" of her prior work, `Management Consultancy in the 21st Century', she limns a convincing portrait of how the e-business earthquake has forever changed the consulting industry. Czerniawska based this book, in part, on a series of in-depth interviews with leading consultants, and she includes transcripts of those conversations as part of the book. Her narrative warns that the consulting industry is splitting into two camps: proposition developers and process experts. She outlines the changes in relationships between clients and consultants that this split is going to cause. Will the pace of change in e-business consulting slow down now that the dot.com bubble has burst? Czerniawska says "no." We believe her book is a must-read for any consultant who wants to stay ahead. Read it, and maybe you won't need to hire a consultant to keep you on track.
    Management Consultancy: What Next?
    Average customer rating: Not rated
      Management Consultancy: What Next?
      Fiona Czerniawska
      Manufacturer: Palgrave Macmillan
      ProductGroup: Book
      Binding: Paperback
      ASIN: B000OUZF06

      Successful Proposal Strategies for Small Businesses: Winning Government, Private Sector, and International Contracts (Artech House Technology Management and Professional Development Library)
      Average customer rating: 5 out of 5 stars
      • Thorough, full of sound advice and strategy
      • Thorough and Professional
      • Fueling Your Enterprise
      • A MUST-READ...
      • Great tool for winning competitive Government contracts
      Successful Proposal Strategies for Small Businesses: Winning Government, Private Sector, and International Contracts (Artech House Technology Management and Professional Development Library)
      Robert S. Frey , and Robert Frey
      Manufacturer: Artech House Publishers
      ProductGroup: Book
      Binding: Hardcover

      Strategy & CompetitionStrategy & Competition | Management & Leadership | Business & Investing | Subjects | Books
      ManagementManagement | Management & Leadership | Business & Investing | Subjects | Books
      NegotiatingNegotiating | Management & Leadership | Business & Investing | Subjects | Books
      GeneralGeneral | Business & Investing | Subjects | Books
      WritingWriting | Reference | Business & Investing | Subjects | Books
      EntrepreneurshipEntrepreneurship | Small Business & Entrepreneurship | Business & Investing | Subjects | Books
      GeneralGeneral | Small Business & Entrepreneurship | Business & Investing | Subjects | Books
      Similar Items:
      1. Federal Contracting Made Easy, Second Edition Federal Contracting Made Easy, Second Edition
      2. Handbook For Writing Proposals Handbook For Writing Proposals

      ASIN: 158053001X

      Book Description

      This book provides the practical information and proven-under-fire processes needed to plan, organize, prepare, and defend effective government proposals. It guides the reader through every stage of the proposal response lifecycle, highlighting the major components of proposal documents, examining standards and regulations, analyzing the proposal manager's pivotal role, and illustrating the close relationship between the federal acquisition and contractor response process.

      The book is packed with up-to-date, valuable information that can be put to use immediately, including: proposal writing techniques; proposal production and information management scenarios; marketing and proposal cost control and recovery strategies; client and competitor information sources; and winning approaches to long-term marketing. It also comes with reproducible, ready-to-use templates, schedules, and forms, including a bullet draft worksheet, proposal reviewer's comment sheet, and a client target tracking table.

      Customer Reviews:

      5 out of 5 stars Thorough, full of sound advice and strategy.......2001-04-10

      To set expectations this book is heavily slanted towards winning Government business. It is also applicable to large businesses as well as small ones. That said, the information in this unique book can be effectively used by consultants and companies intent on competing for commercial contracts. I am fortunate because I have experience in Government contracting (on both sides of the fence - writing RFPs and evaluating responses when I was a member of DoD, and responding to RFPs when I was in the DoD contracting industry), and in the commercial world where I have been working as a consultant since 1988. From my vantage point I see the value of this book as advice and guidelines for developing effective proposal strategies regardless of whether you are competing for Government or commercial business.

      I have used this book as a ready reference since the first edition was published in 1997. This second edition reflects a major update to the original book in that the proposal management tools in the first edition were woefully out of date and the focus was not on some of the Government opportunities for small business, such as Small Business Innovative Research (SBIR)that require a tailored proposal strategy. The second edition also addresses new Government initiatives for e-business and a plethora of other topics that were not present in the first edition.

      If you are competing for Government business this is the most complete, accurate book I know of that covers the RFP-Proposal-Negotiation-Award process. Short of memorizing the FAR (Federal Acquisition Regulations), amassing years of proposal writing experience, and gaining the wisdom of knowing what works and what doesn't you will not find a more concise guide to the process. Also, you will benefit greatly from the wealth of tips and pointers that the author provides from his own extensive experience. If you are in the DoD contracting business, regardless of business size, I cannot overemphasize this book's value when it comes to cutting through the maze and providing a clear roadmap. If you are a proposal or capture manager I strongly recommend that you get a copy for every member of your team.

      For the book's readers who are in the commercial sector the approach outlined in this book will add process and structure to your proposal writing efforts. The rigorous requirements imposed by the Government are too often lacking in the commercial process, which results in sloppy proposals that meander around issues and miss important client requirements. Also, because the proposal development process can be as large a task in the commercial sector, managing it can be a nightmare without a well thought out strategy for ensuring that all of the "t"s are crossed and "i"s dotted. The approach in this book practically hands you a ready-made process that you can apply to proposal development. This process will not only improve your ability to respond quickly and accurately to RFPs, but do so in an efficient manner. The result will be a significant competitive advantage.

      For both sets of readers I think some of the advice, such as using the proposal as a marketing tool as well as a due-diligence instrument for responding to RFPs is excellent. For example, the author emphasizes backing up responses with examples to demonstrate claims. This is a powerful technique that I have used repeatedly to good advantage. It goes a long way towards assuaging client concerns about capabilities versus empty claims, and will turn a proposal that is merely responsive into one that is compelling.

      Other things that make this book extremely valuable include the CD ROM of checklists and templates, and the numerous examples from the author's past proposals.

      In my opinion this is the best book available for proposal development, and the only one that fully addresses every aspect of managing the proposal process for Government business. It should be on the shelf of anyone who responds to RFPs, and in the library of every company that does Government or commercial contracting.

      5 out of 5 stars Thorough and Professional.......2001-03-01

      Don't let the trade price of this book deter you. Mr. Frey analyzes every aspect of the RFP-proposal process, and he includes a storehouse of resources to place you at a competitive advantage. No other book even comes close.

      5 out of 5 stars Fueling Your Enterprise.......2000-02-08

      Winning proposals and new work are the lifeblood of any business. Bob Frey has provided the business development and project management communities with a winning, working reference. Technical project managers and task leaders will benefit from a fuller understanding of the close relationship between outstanding contract performance and proposal awards. From philosophy to tools, this well-balanced book (and accompanying CD for quick-search) provides the organizational structure, choreographed processes, and in-the-trenches tips for successfully building and fueling a quality enterprise.

      5 out of 5 stars A MUST-READ..........1999-01-30

      Successful Proposal Strategies for Small Businesses is a MUST-READ for anyone involved in the government contracting procurement cycle. Everyone from the technical level manager in business and government to the owners of businesses and top level government managers should have a working knowledge of the information presented in this book. Specific key people who should use this book as a technical reference are:
      1. all business development staff in private industry
      2. technical managers in both industry and government
      3. all technical publications staff
      4. all government buyers, and procurement staff: including technical officers, source selection officers and source selection board and committee members.

      The business development principles illuminated in this book apply equally when businesses sell to and buy from other businesses.

      Moreover, I would like to see a companion periodical publication, a CD-ROM or a newsletter, that updates the rapidly changing technological and regulatory aspects of the book. Subscribers to such a service would include all full-time business development and government procurement staff.

      The book's style is that of a successful proposal. The book, as the successful proposals discussed by Mr. Frey, is an effective sales document as well as en extremely informative technical reference. The key strengths of this work are its completeness and depth. Mr. Frey provides us with a broad overview of the procurement process presented from the perspective of the business developer. The book clearly shows how the various members of a small business organization should interact to produce a successful business development effort.

      At each stage of the business development process the book describes all of the necessary steps to a winning proposal. Detailed schedules, document templates, document samples and examples clearly illustrate every critical step required for planning and executing a successful proposal effort. The book presents all aspects of proposal writing including the development and use of themes, illustrations, style, and even the physical production and delivery of the proposal have in a "user friendly" manner. Mr. Frey's system of handling acronyms and his implementation of the glossary are extremely valuable to the reader. The completeness of the acronym list alone is, in my view, worth more than the price of the book.

      Two key concepts developed throughout the book are: the concept of proposals as sales documents, and the critical requirement for solid and continuous upper management's support of the business and proposal development process.

      Private companies, both small and large, will find this book invaluable as the blueprint for establishing, and implementing their business development infrastructures.

      5 out of 5 stars Great tool for winning competitive Government contracts.......1998-11-18

      Mr. Frey's book covers the full lifecycle for capturing new business. He provides a clear strategy for identification and qualification of "winnable" opportunities,and a section-by-section cookbook for how to plan for and create a winning proposal. In our case, we have successfully applied the processes and guidelines found in this book to position us for capture of over $30,000,000 of new small business competitive Government contracts. This is good stuff!

      Haga ESA Llamada! / Make That Call!
      Average customer rating: Not rated
        Haga ESA Llamada! / Make That Call!
        Iain Maitland
        Manufacturer: Gedisa Editorial
        ProductGroup: Book
        Binding: Paperback

        CommunicationsCommunications | Skills | Business & Investing | Subjects | Books
        SpanishSpanish | Foreign Language Nonfiction | Nonfiction | Subjects | Books
        Negocios e inversionesNegocios e inversiones | Libros en español | Formats | Books | Biografías y Compendios | Economía | Finanzas | Finanzas Personales | General | Gestión & Liderazgo | Industrias y Profesiones | Internacional | Inversiones | Mercadeo y Ventas | Micro Empresa y Empresariado | Mundo del Negocio | Profesiones | Referencia
        No-FicciónNo-Ficción | Libros en español | Formats | Books | Automotriz | Ciencias Sociales | Crimen y Criminales | Educación | Estudios de la Mujer | Feriados | Filosofía | Gobierno | Hechos Verídicos | Planeamiento Urbano y Desarrollo | Política | Sucesos de Actualidad | Transportación
        ASIN: 8474328578

        Jerks at Work: How to Deal With People Problems And Problem People
        Average customer rating: 3.5 out of 5 stars
        • Not what I expected
        • Poorly edited
        • A Must-Read for Jerks Everywhere
        • Too specific if you seek general information
        • No real solutions
        Jerks at Work: How to Deal With People Problems And Problem People
        Ken Lloyd
        Manufacturer: Career Press
        ProductGroup: Book
        Binding: Paperback

        WorkplaceWorkplace | Organizational Behavior | Business & Investing | Subjects | Books
        GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
        GeneralGeneral | Business & Investing | Subjects | Books
        Human Resources & Personnel ManagementHuman Resources & Personnel Management | Industries & Professions | Business & Investing | Subjects | Books
        Similar Items:
        1. Toxic Coworkers: How to Deal with Dysfunctional People on the Job Toxic Coworkers: How to Deal with Dysfunctional People on the Job
        2. A Survival Guide for Working with Humans: Dealing with Whiners, Back-Stabbers, Know-It-Alls, and Other Difficult People A Survival Guide for Working with Humans: Dealing with Whiners, Back-Stabbers, Know-It-Alls, and Other Difficult People
        3. Since Strangling Isn't An Option Since Strangling Isn't An Option
        4. 201 Ways to Deal With Difficult People (Quick-Tip Survival Guides) 201 Ways to Deal With Difficult People (Quick-Tip Survival Guides)
        5. Dealing with People You Can't Stand: How to Bring Out the Best in People at Their Worst Dealing with People You Can't Stand: How to Bring Out the Best in People at Their Worst

        ASIN: 1564148521

        Book Description

        In this updated and revised edition of Jerks at Work, popular syndicated columnist Ken Lloyd returns to grapple once again with one of America's most popular (or unpopular) workplace topics, and presents his practical, upbeat, and professionally sound as an antidote. Drawing on e-mails and letters from employees and employers across America, Dr. Lloyd presents numerous examples of some of the most outrageous classic and current workplace (mis)behaviors—past and present—along with the most powerful strategies that readers can use today to deal effectively with them.

        There is no single, simple strategy that works on every Jerk. They come in many assorted flavors: your Jerk could be your boss, a coworker, your subordinate, a vendor, even customers. Just when you think you have read about the ultimate jerk at work, up pops another. Fortunately, a tailor-made strategy pops up alongside. Jerks at Work provides a wide array of strategies to deal with all the Jerks you come across. There are the time-tested, classical methods for the retro-jerks; the screamers, impractical jokers, egomaniacs, complainers, and non-stop talkers. Then there are new, state-of-the-art strategies to deal with a generation of cyber-jerks that includes bullies, jerks on cellphones, and jerks on line. Additionally, a new section, exclusive to this revised edition, covers some of the most outrageous workplace behaviors that one could ever encounter.

        Inside, you'll also find these other helpful tips:

        Getting insight into the causes of Jerk-like behavior; Step-by-step programs to deal with Jerks of every persuasion; Coping with the most outrageous Jerk behaviors ever documented; The best ways to avoid becoming a Jerk yourself; And much, much more!

        Dr. Ken Lloyd is a nationally-recognized consultant, speaker, author, educator, and newspaper columnist. With specialties in organizational behavior, management development, and communication. Dr. Lloyd has consulted for companies across the U.S. and Canada, and he has spoken before numerous organizations and associations. His workplace advice column (New York Times Syndicate) appears in newspapers across the U.S., and he often teaches in the M.B.A. Program at the Anderson School of Management at U.C.L.A. He is a frequent talk-radio guest, and he had made many televised guest appearances, including workplace segments on Good Morning America, CNN, KABC, and FOX Morning News.

        Customer Reviews:

        3 out of 5 stars Not what I expected.......2007-03-09

        I was disappointed with the content of the book. I was looking for more academic approaches to problems with people not just situational examples.

        1 out of 5 stars Poorly edited.......2007-01-26

        I feel like sending this book back and requesting a refund. Within a few minutes of reading it I came to the conclusion that CareerPress sorely needs to hire more editors and proofreaders. Within the first half of the book alone, I stumbled on so many pronoun disagreements (he-she, him-her) and other typos I had to stop because the errors made my reading speed so "jerk"-y.

        4 out of 5 stars A Must-Read for Jerks Everywhere.......2005-05-07

        I stumbled across this excellent book while printing copies at Kinko's one day. It was more than just a coincidence with all of the problems I was having at work with micromanagers and their little cohorts.

        I thought this book was an excellent guide to the types of jerks at work and ways to deal with them. The one problem I see with this work is that it won't be read by the people who really need to read it: the jerks themselves.

        If you like this, read "The Digital Umbrella" to see just how nasty these Jerks at Work can get.

        3 out of 5 stars Too specific if you seek general information.......2005-02-20

        The book will be superb help if you seek answers to the specific questions in the book. However, if you seek overview, or general insights, this is not it. The book is made up of Questions and Answers from the author's newspaper column. I found Crowe's book "Since Strangling isn't an option" far better for my goals. She offers wider insights to managing your own responses.

        2 out of 5 stars No real solutions.......2005-02-19

        I found this book to offer no real-life situations or worthwhile suggestions. If I had the chance I would return it. The context of the book simplifies the situations workers deal with everyday.
        How to Work for a Jerk: Your Success is the Best Revenge
        Average customer rating: Not rated
          How to Work for a Jerk: Your Success is the Best Revenge
          Robert M. Hochheiser
          Manufacturer: Vintage Books
          ProductGroup: Book
          Binding: Paperback

          Motivation & Self-ImprovementMotivation & Self-Improvement | Business Life | Business & Investing | Subjects | Books
          GeneralGeneral | Job Hunting & Careers | Business & Investing | Subjects | Books
          GeneralGeneral | Business & Investing | Subjects | Books
          MotivationalMotivational | Management & Leadership | Business & Investing | Subjects | Books
          Case StudiesCase Studies | Reference | Business & Investing | Subjects | Books
          MoneyMoney | Issues | Children's Books | Subjects | Books
          Similar Items:
          1. A Survival Guide for Working With Bad Bosses: Dealing With Bullies, Idiots, Back-stabbers, And Other Managers from Hell A Survival Guide for Working With Bad Bosses: Dealing With Bullies, Idiots, Back-stabbers, And Other Managers from Hell
          2. Its a Job Not a Jail: How to Break Your Shackles When You Cant Afford to Quit Its a Job Not a Jail: How to Break Your Shackles When You Cant Afford to Quit
          3. How to Work for an Idiot: Survive & Thrive Without Killing Your Boss How to Work for an Idiot: Survive & Thrive Without Killing Your Boss
          4. Jerks at Work: How to Deal With People Problems And Problem People Jerks at Work: How to Deal With People Problems And Problem People
          5. When Smart People Work for Dumb Bosses: How to Survive in a Crazy and Dysfunctional Workplace When Smart People Work for Dumb Bosses: How to Survive in a Crazy and Dysfunctional Workplace

          ASIN: 0394747771

          Book Description

          Shows how you can get what you want despite the barriors above you. Describes ways to deal with your boss and make your happiness crucial to his success.
          HOW TO WORK FOR A JERK YOUR SUCCESS IS THE BEST REVENGE
          Average customer rating: Not rated
            HOW TO WORK FOR A JERK YOUR SUCCESS IS THE BEST REVENGE

            Manufacturer: Vintage Books
            ProductGroup: Book
            Binding: Paperback
            ASIN: B000H22F1I
            JERKS AT WORK HOW TO DEAL WITH PEOPLE PROBLEMS AND PROBLEM PEOPLE.
            Average customer rating: Not rated
              JERKS AT WORK HOW TO DEAL WITH PEOPLE PROBLEMS AND PROBLEM PEOPLE.
              PH.D. KEN LLOYD
              Manufacturer: BARNES & NOBLE, INC.
              ProductGroup: Book
              Binding: Hardcover
              ASIN: 0760776202

              Product Description

              THE REALITY THAT JERKS CAN BE PRESANT IN ANY AND ALL ASPECTS OF WORK

              The Truth About Money: "Because Money Doesn't Come With Instructions"
              Average customer rating: 4.5 out of 5 stars
              • Misses Mark on Life Insurance
              • compelling
              • Still One Of The Better Books
              • Bloated book, but excellent guide to calculating ROI
              • book offers bad advice about index funds
              The Truth About Money: "Because Money Doesn't Come With Instructions"
              Ric Edelman
              Manufacturer: Georgetown Univ Pr
              ProductGroup: Book
              Binding: Hardcover

              GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
              Money & Monetary PolicyMoney & Monetary Policy | Economics | Business & Investing | Subjects | Books
              Public FinancePublic Finance | Economics | Business & Investing | Subjects | Books
              GeneralGeneral | Business & Investing | Subjects | Books
              Budgeting & Money ManagementBudgeting & Money Management | Personal Finance | Business & Investing | Subjects | Books
              GeneralGeneral | Personal Finance | Business & Investing | Subjects | Books
              Similar Items:
              1. The New Rules of Money: 88 Simple Strategies for Financial Success Today The New Rules of Money: 88 Simple Strategies for Financial Success Today
              2. Ordinary People, Extraordinary Wealth: The 8 Secrets of How 5,000 Ordinary Americans Became Successful Investors--and How You Can Too Ordinary People, Extraordinary Wealth: The 8 Secrets of How 5,000 Ordinary Americans Became Successful Investors--and How You Can Too
              3. The Lies About Money The Lies About Money
              4. Discover the Wealth Within You: A Financial Plan For Creating a Rich and Fulfilling Life Discover the Wealth Within You: A Financial Plan For Creating a Rich and Fulfilling Life
              5. Missed Fortune: Dispel the Money Myth-Conceptions--Isn't It Time You Became Wealthy? Missed Fortune: Dispel the Money Myth-Conceptions--Isn't It Time You Became Wealthy?

              ASIN: 0878406158

              Book Description

              "The advice is sound, insightful, and can be used by young people just getting started, advanced investors, and everyone in between." -- Jack Kemp

              As incomes shrink and the cost of living continues to rise, more and more people are searching frantically for ways to build a stable financial future.But in the crowded and volatile world of today1s financial marketplace, the sheer number of available investment options has even sophisticated investors scratching their heads.

              On this audio, taken from his best-selling book, The Truth About Money, long-time financial planner and Wall Street guru Ric Edelman has created an accessible and practical approach to money management that cuts through all of the confusion and delivers an unbiased and lucid guide to selecting the right investment strategy.

              Here Edelman focuses on such key topics as estate planning, tailoring investment strategies to suit income and needs, and choosing a financial advisor. He takes the guesswork out of financial planning and provides the novice and the experienced investor alike with the tips, tools, and insights they need to make their hard-earned money work for them.

              Edelman's latest audiobook The New Rules of Money is also available from HarperAudio.

              Customer Reviews:

              2 out of 5 stars Misses Mark on Life Insurance.......2007-10-10

              Not a bad reference guide, overall. However, it missed the mark completely on Life Insurance. In only very specific circumstnaces should a person buy anything but Term insurance. As the saying goes, "Buy Term and invest the rest!"

              I have no idea what Ric was thinking with his Life Insurance guidance,

              5 out of 5 stars compelling.......2007-09-13

              vintage Edelman. Even if you disagree with him, you won't be able to put it down. easy to read. you can jump around without getting lost.

              5 out of 5 stars Still One Of The Better Books.......2007-07-22

              I bought this book some time ago after listening to Edelman's energetic and articulate radio shows. Some people translate better on radio, and less so to print. I think Edelman does translate just as well into his books. TTAM is reader-friendly and the information in it can be obtained quickly. It has all the information that many other financial books have but it's written to pique the interest, and contains humor. The charts, boxes, and graphs, are accurate and can be deciphered almost instantly. More importantly, these visuals are spot-on. They were well chosen. I think his visuals are better than any other book in the financial genre. To say it again, other books have this info but Edelman presents it better. Another strength of "The Truth About Money" is its comprehensiveness. In addition to the Table of Contents there is also a "How to use this book." If you have X financial situation, you can turn to page Y for advice and choose potential solutions. Brilliant.

              You can apply this concept below to many aspects of life:

              Boiling Frog Syndrome: "If you throw a frog into boiling water, he'll jump out. But if you place a frog into lukewarm water and slowly turn up the heat, it will boil to death."

              Another acronym is SNIOP: Susceptible to the Negative Influences of Other People. Let's not be SNIOPs.

              There is a lot of stuff about many "money" and non-money things you can delve further into using this book and additional sources.

              *Over 3 hours per day of your work is devoted to paying taxes.
              *CDs in the long term are Certificates of Depreciation.
              *Ask a cold calling broker what the Standard Deviation of a given stock is and you're guaranteed never to be called back because he'll think you know more than he does.
              *Virtually all cost are optional. (I disagree.)
              *Simple does not mean easy.

              Edelman gives sage advice on instructing us not to follow Self-Anointed Gurus, Financial Spin Doctors, and Fund Managers: their results are not very good. They often profit, while the consumers who use them get lackluster returns.

              One example noted is "Money Magazine" running a cover story on its front page claiming that eight companies it listed were "8 Investments That Never Lose Money." The next year six out of eight, lost money.

              Yes, Ric gives his personal opinions which are his own and it's appreciated. But it seems Edelman targets (because he has to) the type of people (who are the majority) that buy 1 piece of owner-occupied real-estate (mortgaged house) have 401ks, and some mediocre mutual funds on the side. 9-to-5ers don't have to be stuck inside this box. Suburbanite keep-up-with-the-Jone's opinions pepper you at times in this book.

              A couple things I see differently, even though I like 90% of the info in TTAM:

              Edelman's views on REI rentals:

              Edelman's views on Real Estate will urge the reader to read and take the advice from REI mentors, REI clubs, and real Real Estate investors, which Edelman is not. On page 139 he has a sub-chapter called "Never Borrow Money to Invest in Real Estate." He then states, "if you're going to invest in rental property, pay cash for it." He claims accurately that this is indeed "heresy" to real estate investors, who use Leveraging. Edelman used a hypothetically made up example of a homeowner called "Jason." Edelman doesn't mention calculating Cap Rates (Capitalization Rates) when Jason purchases a potential rental. Jason ended up with negative cash flow. Edelman thinks this is the norm - it isn't - it happened to Jason because he was a fool. The author is truly lost in this area.

              Protect Your Career: translation, Rat-Race.

              The author views mother who say, takes 5 years off from the workforce to raise kids stating that, "she could do irreparable damage to her career, because her colleagues (competitors?) who don't take five years off continue to climb the corporate ladder" (page 343). This, is purely rat-race, working stiff mentality. Washington, DC and Northern Virginia are infamous for this mind-set, which are Edelman's hometown and backyard.

              Another concept I find odd is his contention that the average worker spends $125 dollars per month on work clothes. Maybe high-ranking upper professionals do in certain parts of the country, but this seems high.

              Although I'm the amateur and he's the expert, I don't agree with his opinion on index funds.

              I agree with his opinions and views on the utility of education.

              Again, Ric Edelman does step outside of the box a couple of times, and shows his own opinion. Some readers will disagree occasionally but it's good to have a human and not a statistically fixated robot put out a dry financial book.

              This is still one of the better financial books available.

              3 out of 5 stars Bloated book, but excellent guide to calculating ROI.......2007-05-09

              Edelman has written a massive and bloated opinionnaire on economic systems. But, there is great information here for the readers.
              Pg49--"Under capitalism, government and business need capital (money) to achieve their goals. Obtaining capital is their first task, for it allows them to further their objectives--whether social, political, or financial....Businesses and governments raise capital by printing and selling certificates, which they claim have value and are worth buying." It seems to me that Edelman has a high opinion of investing in volatile paper assets, and a low opinion of investing in stable real estate. But, he gives rich details of how money works, and how to run the numbers to assess the returns and risks of any type investment.

              1 out of 5 stars book offers bad advice about index funds.......2007-03-01

              Edelman's criticisms of index mutual funds are nonsense. Most blatantly, he sets up a false straw dummy, by saying that index funds are claimed to have ZERO trading costs. Rubbish! NO proponent of these has ever said that. Starting with the largest, Vanguard. All providers of index funds (and Exchange Traded Funds) assert that they have trading costs. Edelman surely knows this, yet he goes on to misrepresent index funds. In order to "refute" the "claim" by saying that they do indeed incur these costs. Neophyte readers without any background in financial matters might be taken in. It shows clearly the type of audience that he is aiming at.

              Yes, index funds have trading costs. But so do actively managed funds. And the latter almost always do much higher trading. Reflected in the overheads. Index funds have expense ratios (overheads) of around 0.1-0.4%. Active funds are from 0.9-2% or more.

              Another claim he makes is that index funds do mechanical buying and selling, without having a human actively consider these decisions. Yet this is a strength of index funds, not a weakness. When an active fund buys or sells, it could be right or wrong. It is not a given that the active fund will even be correct on average. And the current price of a stock reflects this give and take, across all active trading.

              Edelman also says that when you buy an index fund, you could get hit with capital gains, if the fund sells stocks with large gains. But the low trading (=long holding periods) of an index fund, mitigates against this. Active funds are more likely to hit you with capital gains, because they trade much more frequently.

              The strongest point he makes about index funds is that in a market downturn, they should underperform active funds. Because index funds must stay fully invested, whereas an active fund can have a cash position that cushions the fall in its stocks. Intellectually, this is the most plausible scenario for an active fund to outperform an index.

              But hey, you know what? In the last US bear market, 2000-2, the main index funds still outperformed most of the large active funds. (Where both types invested across the market.) It turns out there is no guarantee that an active fund's cash position is sufficient to overcome a bad choice of stocks, whose prices fall more than the market averages. This 3rd edition was written in 2003, yet there is no reference to these events. Edelman did not update his remarks from the earlier editions. Sloppy.

              He also quotes Forbes as deprecating on index funds. Wrong. Over the last 20 years, Forbes has consistently written favourably on these. Because the Forbes fund surveys and associated advice look approvingly on low overhead (expense ratio). As they have put it several times, the overhead is the most consistent thing you know about any fund, in bull or bear markets. Their surveys have shown that index funds outperform most active funds.
              The Truth About Money: Because Money Doesn't Come With Instructions
              Average customer rating: Not rated
                The Truth About Money: Because Money Doesn't Come With Instructions
                Ric Edelman
                Manufacturer: Georgetown Univ Pr
                ProductGroup: Book
                Binding: Paperback
                ASIN: B000NXW2AA

                Vision & Enterprise: Exploring the History of Phelps Dodge Corporation
                Average customer rating: Not rated
                  Vision & Enterprise: Exploring the History of Phelps Dodge Corporation
                  Carlos A. Schwantes
                  Manufacturer: University of Arizona Press
                  ProductGroup: Book
                  Binding: Hardcover

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