Product Description
The Complete Guide to Investing In Net Leased Commercial Properties With No Landlord Expense or Responsibility. The reader will find out how he can own properties leased by "Investment Grade" tenants such as General Electric, Dollar General, Wal-Mart and Walgreen Drug. His only two duties each month will be to deposit the rent check and pay his mortgage note.
Book Description
With more Americans than ever before taking responsibility for their own financial futures, it's no surprise that ever-larger numbers of investors -- both novice and experienced -- have reacted to all the dizzying headlines with a call for more information and less noise. At the Armchair Millionaire web site, real people come together every day to share their own stories of investing success, centered around a time-tested long term wealth building strategy called "The Five Steps to Financial Freedom." THE ARMCHAIR MILLIONAIRE explains both the mechanics and the motivations that produce true financial independence among ordinary people taking the first steps in their lifelong wealth-building efforts.
Customer Reviews:
Great Primer on Investment Strategy and Implementation.......2005-10-20
I was pretty impressed with this book. I would give it an A+ except for two reasons. Their strategy suggests a 100:0 asset allocation ratio of stocks to bonds regardless of the investor's age. The other reason is no mention of withdrawal strategies once you get your million dollars. Most computer simulations suggest a maximum withdrawal rate of 4% of assets with an annual inflation adjustment. For these 2 reasons I give the book an A.
As hard and complicated as Wall Street tries to make investing..... to make you think you need a broker, the steps for successful investing are very basic. This book does hit all the basic steps correctly.
#1 is to live below your means so you can save at least 10% of your gross each year and invest it. This sounds easy, but it apparently is not since the average U.S. household credit card debt is now around $8,000 saving rates are below 1%, and average household net worth is below $100K. The book should have mentioned the classic book The Richest Man in Babylon with regards to the merits of living below your means so you have money to invest.
#2 is to use automatic investment so you pay yourself first. If you set up an automatic way of investing, then you can't spend money you don't see. After all, the U.S. government adopted automatic payroll deduction to pay income taxes right after WWII because it was concerned people would not save to pay their tax bill. The government using automatic payroll deduction to assure they always get their share of your money, so why not use this method to keep some of your money for yourself? If you use automatic investment, you get the advantages of dollar cost averaging as well.
#3 is to invest your savings in stocks and use low cost index funds for your investments. The book got it right in saying that stock brokers are not your friends. Often their objective is to move your money into their hands per the classic book Where are the Customer's Yachts?
As I stated above, I think the book should have suggested phasing into some percentage of bond investments as you age. Bond index funds should be used for the bond investments.
As a yardstick measurement of how well one saves and invests, the book should have referenced The Millionaire Next Door's expected net worth formula of 1/10 of your age times your income. This gives you a frame of reference to how well you have saved and invested.
One inconsistent argument the book uses is that institutional investors have roughly 40% of their investments indexed while individuals only have about 5% indexed. This fact is true. However, institutional investors most commonly use a 60:40 stock to bond asset allocation and the book recommends 100:0 stocks to bonds. Most studies show that bonds lower portfolio risk significantly but returns do not suffer dramatically.
Other reviewers suggest reading the web site versus the book. Call me old-fashioned, but I hate reading more than about 1 or 2 screens worth of any web site......I much prefer to print out long web sites to read them. I also like the portability of a book versus worrying about my laptop's batteries running out.
All-in-all, a great primer on successful investing strategies. I would suggest companion books to supplement this book including The Richest Man in Babylon, Bogle on Mutual Funds, The Millionaire Next Door, The 4 Pillars of Investing, A Random Walk Down Wall Street, Wealth of Experience: Real Investors on what Works and What Doesn't, and Index Mutual Funds: How to Simplify Your Life and Beat the Pros.
Good for Beginners.......2004-05-18
Chances are, if you follow the advise given in this book, you will accumlate significant wealth in the long-term. I like how the book tells investors to ignore the "talking heads" on CNBC and other financial outlets. Let the herds follow the headlines and as Buffett would say "be greedy when others are fearful."
If you can spend less, save more, max your tax-deferred investment options and invest for the long-term, you will have plenty of money to bask in come retirement day.
Great Investing Advice.......2004-03-25
The Armchair Millionaire gives everyone the advice and support they need to succed in investing. The book shows you the simple things that everyone can do no matter how small their paycheck is to eventually become a millionaire and retire early. There is great advice on what to invest in safely and how to get the most out of your money by avoiding some taxes. Everyone who wants to become a millionaire needs to read this book.
Not much content as a book, find the same info for free.......2003-08-24
First, I'll say that this was one of the first 10 investing books I've read as I'm starting the venture to becoming a wise investor.
The point of this review is to say that the book is pointless when the same exact info is given free and more concisely on the website with the same name. This book seems to try and fill up pages by adding fluff to a simple concept: invest 1/3 of your long term funds in each of US large cap stock index fund, US small cap stock index fund, and the large cap asian index fund. The rest of the book is really fluff around this.
I'd suggest simply visiting the armchair millionaire website to read the same info in a few pages.
Also, for the people in other reviews who say the strategy isn't performing well, they are forgetting that this is a LONG TERM strategy, and the reason the funds are currently at -2% return is because the crashes in 2000-2001 are being included. Over the long term, this strategy is considered sound. Thinking short term is entirely opposite to the strategy this book and others suggest.
In short, don't buy the book, just read the site.
Beginners only.......2003-02-18
I agree with the previous comments of there being nothing new introduced in this book. However, if this is going to be your first book ever on investing, it does offer good advice for the novice investor. Just DO NOT use the strategy they propose to making a million through index funds. Last i checked on their website, since it's inception in 1998, their portfolio has gone down 25.36% for a total loss of abut 31,000$.
Man, if i were them, i'd take down the site. It must pretty embarrassing to write a whole book about it being so easy to make a million through their "proven methods", and lose all that money trying to really prove it.
Average customer rating:
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Armchair Millionaire
Frederick Hal Vice
Manufacturer: Paladin Press
ProductGroup: Book
Binding: Paperback
 General
| Popular Economics
| Business & Investing
| Subjects
| Books
Public Finance
| Economics
| Business & Investing
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General
| Business & Investing
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General
| Personal Finance
| Business & Investing
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ASIN: 087364204X |
Book Description
Money may not buy happiness, but it sure beats being broke. Leave the rat race behind and take the fast track to top bucks. The Armchair Millionaire is fact, not fiction, written by an ex-corporate banker who relinquished both salary and suburban amenities to start his own small business at home. His success story can be yours, with maximum return on minimum investment.
Book Description
Since 2002, Lewis Schiff has published his hit column, "Ask the Armchair Millionaire" in both ArmchairMillionaire.com and CNNMoney.com, Money Magazine's web site, each week. This column regularly features the collected wisdom and homespun tales of ArmchairMillionaire.com's most savvy community members alongside Schiff's own expert advice. Its easy-to-browse format offers step-by-step solutions so the reader can put their plan into action right away. Published from 2002 to 2004, these 172 columns cover every important financial topic under the sun, from "automobile leasing" to "wills and inheritances." With The A to Z Money Book from Armchair Millionaire, you've got fingertip access to the very best insights, expertise and advice in one place -- a complete solution on your road to financial freedom!
Average customer rating:
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The Wellness Program Management Yearbook, Second Edition
Beth-Ann Kerber
Manufacturer: Health Resources Publishing
ProductGroup: Book
Binding: Plastic Comb
Health & Stress
| Business Life
| Business & Investing
| Subjects
| Books
General
| Business & Investing
| Subjects
| Books
Human Resources & Personnel Management
| Industries & Professions
| Business & Investing
| Subjects
| Books
Injury Prevention
| Exercise & Fitness
| Health, Mind & Body
| Subjects
| Books
ASIN: 1882364597 |
Book Description
The key ingredients for successful programs, comparative statistics, best practices in workplace wellness programs, how you can motivate your employees, "real-world" management methods, new and emerging trends in health promotion and disease prevention and what other companies are doing, all organized and compiled for you in the new Wellness Program Management Yearbook, second edition.
This is a desk reference that is bound to get "dog-eared" because you'll go to it often to research a new idea, see what a colleague at another company did, or even to prepare for a presentation to top management.
Throughout the Yearbook's 14 chapters you'll get management information, tips, checklists, new ideas, "how-to" details and strategies you can put to work for your organization.
Chapters cover Trends in Wellness and Health Promotion, Cost-cutting Statistics, Management Tips, Program Planning, Weight Control/Management Programs, Exercise and Fitness, Nutrition, Smoking Cessation, Stress Management, Prenatal Care, Ergonomics and Injury Prevention, Empowering Consumers: Self-Care and Disease and Demand Management, and Spotlight on Wellness Programs. The Yearbook also features a chapter devoted to Wellness Health Promotion Industry News, and a useful list of Resources.
The Wellness Program Management Yearbook puts together for you the top trends expected to surface based on experts' opinions, results of surveys and studies and forecasts done by the editors of Wellness Program Management Advisor. In fact, our staff took every articles that appeared in the last two years of Wellness Program Management Advisor, edited, and compiled the information by subject to make your search for workplace wellness information as easy as possible.
Employers today are looking to company-sponsored wellness programs for results. Most employers have a number of objectives in addition to keeping workers healthy. They want to improve employee morale, reduce group health plan costs, and hang on to good employees. But, the bosses want to be able to measure the effectiveness of their efforts.
Rising healthcare costs and other pressures are seen likely to contribute to even more expansion of wellness programs over the next five years. Indeed, nine of 10 major employer worksites now sponsor at least one health-promoting activity, according to an industry survey.
Discover how the design of workplace wellness programs is changing. Get details and statistics about what employers are looking for, health risk assessments and screenings, incentives, and education and training initiatives.
You'll get results of exclusive surveys by Wellness Program Management Advisor editorial staff like the results in the Yearbook identifying the top wellness program services that will help you see how your program compares.
The chapter on Cost-Cutting Statistics may surprise you if you are focusing your efforts on such issues as high blood pressure, smoking cessation or sedentary lifestyles. Get the details of the workplace wellness initiatives at Fairchild Semiconductor that resulted in improvements to participants' health risks as well as declines in the company's per-employee per-month healthcare costs.
You'll find how to design health promotion seminars for your workforce that spark behavior change. Health training that's fun, the steps to effective training sessions.
To insure that your program succeeds, you need the support of senior management. Learn three effective ways to gain top management support, how to get management to focus on value. Get the essential components of an effective annual report on your wellness program to show top brass what it is getting for its money.
Book Description
A popular aphorism suggests that in the end, no one ever regretted not spending more time in the office. Yet during our lives and careers we often seem to confuse our priorities, shifting our focus so that we end up with clients whom we know extremely well and families who are de facto strangers. In this book, widely renowned consultant Alan Weiss—cited as "a worldwide expert in executive education" in Success Magazine—tells how to blend life, work, and relationships in a way that will help anyone to work smarter and live better.
Weiss draws on scores of interviews and vignettes with highly successful consultants to offer nontheoretical, pragmatic advice on living a balanced life, including how to:
- Work smart and not hard
- Have time to fulfill your passions
- Build on success, not on correcting weakness
- Give yourself short- and long-term personal rewards
- Take risks and reinvent yourself (again and again)
- Play to win— but ignore the score and reward the effort
- Influence others while surrendering the need to control
- Visualize the future
Customer Reviews:
Alan Weiss tell it like it is.......2005-03-17
Alan Weiss tells it like it is. If you want to learn from one of the best...read EVERYTHING Alan Weiss writes! Alan's insights and experience are second to none. I personally own just about every book Alan Weiss has written. He is not only a consultant's consultant, but he is also a gifted writer as well.
Alan Weiss's advice, insights and knowledge will take years off your learning curve. This book is a must for your library.
Lenny Laskowski, Author of National Best Selling Book:
"10 Days to More Confident Public Speaking"
President of LJL Seminars(tm)
At last, a book about enjoying success.......2004-02-24
Despite all of Alan Weiss's books, consulting, workshops, newsletters and the rest of his success, or perhaps because of it, a couple or bitter reviewers seem to follow his listings to plant a single star where everyone else plants five. But that my be the price of success when bitter people are upset at their own failings.
This is a wonderful book which deals with escaping from tasks and deliverables. There are several sections on how to create more discretionary time. Weiss includes formulas for stress relief and establishing personal rewards. And he talks about personal mastery. The book is dvided into work, rest, and relationship sections. It is based on his popular newsletter, Balancing Act, and his workshops on life balance. (And I noted that it's published by a major publishing house, so the criticism of the size of the font is hardly relevant to the author or the quality of the material.)
Buy this book if you want to give yourself permission to succeed and enjoy life.
Average customer rating:
- Bigger than life....a Texas legend...
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Texas Merchant: Marvin Leonard & Fort Worth (Kenneth E. Montague Series in Oil and Business History, No 11)
Victoria Buenger , and
Walter L. Buenger
Manufacturer: Texas A&M University Press
ProductGroup: Book
Binding: Hardcover
General
| Biographies & Memoirs
| Subjects
| Books
Urban & Regional
| Economics
| Business & Investing
| Subjects
| Books
General
| Business & Investing
| Subjects
| Books
Shopping & Commerce
| Reference
| Business & Investing
| Subjects
| Books
General
| Small Business & Entrepreneurship
| Business & Investing
| Subjects
| Books
General
| State & Local
| United States
| Americas
| History
| Subjects
| Books
Social History
| Historical Study
| History
| Subjects
| Books
ASIN: 0890968446 |
Customer Reviews:
Bigger than life....a Texas legend..........1999-11-25
Marvin Leonard was a merchant with a flair that will probably never be seen in today's world of "cookie cutter" department stores. His store was a unique place, where tradition and modern convenience blended beautifully. It's too bad that his pioneer Fort Worth store no longer exists. The book chronicles the glory days of a store, the likes of which, recall a time when shopping downtown was fun!
Book Description
This digital document is an article from The Mississippi Quarterly, published by Mississippi State University on December 22, 1999. The length of the article is 1712 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: Texas Merchant: Marvin Leonard and Fort Worth.(Review) (book review)
Author: Donald R. Walker
Publication:
The Mississippi Quarterly (Refereed)
Date: December 22, 1999
Publisher: Mississippi State University
Volume: 53
Issue: 1
Page: 174
Article Type: Book Review
Distributed by Thomson Gale
Book Description
This digital document is an article from Journal of Southern History, published by Southern Historical Association on August 1, 2000. The length of the article is 528 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: Texas Merchant: Marvin Leonard and Fort Worth.
Author: J'nell L. Pate
Publication:
Journal of Southern History (Refereed)
Date: August 1, 2000
Publisher: Southern Historical Association
Volume: 66
Issue: 3
Page: 675
Distributed by Thomson Gale
Customer Reviews:
Ready reference handbook.......2004-01-20
Very fast shipment, Book don't have a back cover but I knew that before ordering, I'm very satisfied with this book. Thanks
Not late night reading but still very good.......2002-03-07
This applies to the SECOND Edition----I have always been interested in writing, grammar and the like. I purchased this book as a reference to upgrade my fading writing skills and bring them into the computer and Internet age. My last English book was from high school, long before computers and the Web. Shakespeare may still have been writing his plays back then, but my memory is a bit hazy of that time. Dr. Dodds' book brings me up to speed on the integrating the power of the web into writing and research. He does an excellant job of discussing the use of computers and their impact on the modern writer. However, as any book that tries to incorporate the internet, it is out dated the day before it is printed. The list of search engines fails to mention google.com, certainly a minor item. Perhaps the third edition? Still, I found the section on "Research and the Internet" to be very helpful. The appendix on internet resourses is very useful. Less helpful is the section on creating a web site. With only three pages devoted to that very broad topic, much was left out or skimmed over. To do this topic any justice would require its own major section. The overall style of the book is excellant. The various boxes with Computer Tips scattered through out the book are well done and helpful. The section on ESL Editing was a good discussion of the complexities and idiomatic structure of the English language as seen from the outside. To really learn English, learn another language. Overall, I enjoy the book and will keep it at my desk, both as a reference and something to randomly open up to learn/relearn some vagary of writing.
Book Description
Uncle Sam employs 2,704,950 workers and 62,322 students - and annually recruits hundreds of thousands nationwide and internationally for entry level to professional occupations. Benefits are excellent, including comprehensive health care and medical savings accounts, 401K savings plans, attractive retirement annuities, low-cost life insurance, liberal vacation and sick leave, plus an average annual salary that exceeds $56,000.
Job seekers looking to land a high-paying and secure government job can get an insider's perspective and help from the completely revised 9th edition of "The Book of U.S. Government Jobs" by Dennis V. Damp. This edition features updated information throughout plus a major revision of Chapter Eleven which covers Homeland Security and law enforcement opportunities and new insights from Damp who worked in the federal sector for over 35 years. Abundant resources and tools are provided to help with the job search including easy-to-follow checklists and networking resources.
The completely revised 9th edition explores:
* Entry Level Jobs
* Professional Jobs
* resumes/Applications/KSAOs
* Interviewing Skills
* Student Hiring
* Part Time Jobs
* Overseas Jobs
* Internet Web Sites
* Outstanding Scholars
* Veteran's Preference
* Sample Exams
* The Job Search
* Post Office Jobs
* Disabled Hiring
* Agency Contacts
* Job Hot Lines
* Benefits/Pay
The federal sector offers considerable employment opportunities. Currently 34% of the federal workforce (919,683 workers) are now eligible for retirement and within the next year 50% of the total workforce (1,352,475 workers) will be eligible for regular or early retirement. The biggest change in the federal sector in over 50 years is the establishment of the Department of Homeland Security (DHS) which consolidated the functions of 21 agencies to better protect America and to fight terrorism.
This book is based on the author's 35 years of government experience. Damp retired from the Federal Aviation Administration in 2004. "The Book of U.S. Government Jobs" provides an insider's first-hand view of what it takes to go from job hunter to hired employee, and everything in between to improve your chances of landing a high-paying government job. Damp's career included numerous management positions where he was responsible for recruiting, rating, interviewing, assessing, and hiring applicants.
Customer Reviews:
FEDERAL JOBS A to Z.......2006-08-09
Dennis Damp's 9th edition is simply the best. He covers all aspects of applying, interviewing and then getting a job with the federal government and provides many useful tips and references. It is laid out in a logical manner and easy to understand. I have reviewed several books on the subject and Damp's book is by far the top of the class. I highly recommend this book for anyone interested in getting a job with the federal government and jobs counselors as a useful resource in your reference library. This book is the A to Z on the federal job search process and a must read for federal job seekers.
A handy and easy-to-use resource.......2005-02-13
Now in an updated ninth edition, The Book Of U.S. Government Jobs is a no-nonsense career resource that explains in plain terms where available American government jobs are and how to get one. From an overview of the federal employment process, to advice concerning the interview process, completing one's employment application, and passing civil service exams, to overseas employment opportunities, careers specific to the postal service or law enforcement, and much more, The Book Of U.S. Government Jobs is a solid primer of what to expect and thoroughly reflects the many changes in the American governmental employment process that have been wrought in response to the September 11th attacks. Point-by-point requirements, recommendations, and contact information for each institution from which one can seek employment form the heart of this handy and easy-to-use resource.
Book Description
The completely revised 8th edition of The Book of U.S. Government Jobs by Dennis V. Damp provides the information that job seekers need to successfully land high-paying and secure government job. This edition features a new chapter on law enforcement, an expanded application chapter that shows readers how to write effective (KSAs) Knowledge, Skills and Abilities statements and updated information. Abundant resources and tools are provided to help with the job search including easy-to-follow checklists and networking resources. This edition includes over 1,000 resources for exploring careers and locating job vacancies nationwide and overseas.
Uncle Sam employs 2,704,000 workers and 50,687 students—and annually recruits hundreds of thousands nationwide and internationally for entry level to professional occupations. Benefits are excellent, including comprehensive health care, 401K savings plans, low-cost life insurance, liberal vacation and sick leave, plus an average annual salary that exceeds $51,000.
The federal sector offers considerable employment opportunities. Currently 28% of the federal workforce (757,000 federal employees) are now eligible for retirement. Additionally, 28,000 Airport Security Screener jobs were created by the new administration and are now being filled nationwide and law enforcement jobs are also on the increase due to the tragic September 11th terrorist attacks.
KEY FEATURES:
* Identify job openings, personnel office contact phone numbers and Internet web sites for job vacancies.
* Includes a new chapter on law enforcement careers
* Presents step-by-step instructions on how to complete employment applications and resumes with easy-to-follow checklists.
* Describes special hiring programs for veterans, student employment, and for people with disabilities.
* An extensive section on how to write effective (KSAs) Knowledge, Skills and Ability statements is included.
* Provides detailed information for each federal agency with contact information and Web site address.
* Helps readers prepare and practice for the job interview. Sample interview questions provided with helpful hints.
* Covers stateside and overseas jobs, entry level to professional occupations.
* Offers networking paths for those who want to explore various career options in the federal government.
* Presents sample tests for the clerical and administrative fields.
* Includes information on Post Office jobs
* A comprehensive book describing where the jobs are, what's available and HOW TO LAND ONE.
Customer Reviews:
It's All Here.......2007-04-19
Yup, it's there...all the information you could possibly need...err, use...uhh, all you have to do is FIND IT. This could have easily been broken down into 30-40 volumes on seperate subjects!
Once I began reading...absorbing the volumetric explosion of information...I was too TIRED to look for the job!
A thorough, comprehensive, reliable reference.......2002-05-11
Now in a newly updated and expanded 8th edition, The Book Of U.S. Government Jobs: Where They Are, What's Available, & How To Get One by governmental employment resources expert Dennis V. Damp is a thorough, comprehensive, reliable reference for anyone considering a possible career in governmental public service. Individual chapters address the basics of governmental employment, and the processes of being interviewed and taking civil service exams, as well as jobs specifically for military veterans, overseas employment, the U.S. Postal service, law enforcement jobs and much more. An exhaustive reference with appendixes of contact lists for federal agencies, a straightforward checklist for job hunters, and much more, The Book Of U.S. Government Jobs is an essential, core guide suitable for government job seekers of all backgrounds and recommended for school guidance office, community job-center, and public library reference collections.
Book Description
This all new 7th edition offers job seekers all of the tools necessary for landing a high paying job with Uncle Sam, this country's largest employer. Discover where the jobs are, what jobs are available, and most importantly how to find them. This revised edition includes over 1,000 resources for exploring careers and locating job vacancies nationwide and overseas. Uncle Sam employs over 2,850,000 civilian workers and 56,000 students. The average salary exceeds $46,000 and over 300,000 job vacancies are filled annually at thousands of locations and in hundreds of occupations-entry level to professional. Few employers can match the wide range of career opportunities that government offers. Today, simplified application forms and resumes are accepted by agencies and most agencies advertise jobs on the Internet, fax back services, or take your application by phone. This ALL NEW 7th edition shows Job seekers how to successfully land the job they want in government. KEY FEATURES * Identify job openings. Complete procedures for all jobs. Lists personnel office contact phone numbers and Internet web sites for job vacancies. Over 1,000 job finding resources included. * Lists all 900 job titles and classifications with step-by-step application procedures. * Describes special hiring programs for veterans, student employment, and for people with disabilities. * Provides detailed information for each federal agency with contact information and Web site address. * Helps readers prepare and practice for the job interview. Sample interview questions provided with helpful hints. * Covers stateside and overseas jobs, entry level to professional. * Presents sample tests for the clerical and administrative fields.
The ALL NEW 7th Edition explores all aspects of civilian employment including: entry level jobs, professionals, student hiring, part time jobs, overseas opportunities, outstanding scholars, sample tests, veteran hiring program, disabled hiring, new resume formats, interviewing skills, job search checklist, agency contacts, over 1,000 job resources, postal jobs & exams, key web site listing, personnel offices and qualification standards.
Customer Reviews:
Empty.Net Online Job Search 2000.......2000-01-18
Finally, someone has written a book on government jobs that is not only up-to-date but easy to follow and understand. One of the best career guides I've read. I found all of the information I needed to locate, find and apply for government jobs. The Chapter on Completing Your Application was especially helpful. It shows you step-by-step how to complete your application or resume and it provides an actual job announcement and a well constructed sample application to guide you through the sometimes complex application process. The author also provides an easy-to-follow Job Hunters Checklist that walks you through your federal job search. Loaded with resources such as agency addresses, helpful web sites, and job hotlines and it covers special hiring programs including student hiring, overseas jobs, jobs for people with disabilities and much more. Well worth the purchase and I highly recommend this book to anyone looking for a government job.
Book Description
Failure to pay back your student loan can mean having your wages garnished, tax refund intercepted and your credit damaged. Take Control of Your Student Loan Debt presents simple, effective ways for you to get out of student loan debt.
The book clearly explains:
• what the repayment options are
• how to postpone repayment
• how to avoid default
• how to handle collection efforts by the government
• how to get out of default
• when to choose bankruptcy
Take Control of Your Student Loan Debt includes sample forms and letters.
Download Description
"Failure to pay back your student loan can mean having your wages garnished, tax refund intercepted and your credit damaged. Take Control of Your Student Loan Debt presents simple, effective ways for you to get out of student loan debt. The book clearly explains: ? what the repayment options are ? how to postpone repayment ? how to avoid default ? how to handle collection efforts by the government ? how to get out of default ? when to choose bankruptcy Take Control of Your Student Loan Debt includes sample forms and letters. "
Customer Reviews:
Take Control of Your Student Loan Debt.......2006-07-12
This book is amazing!!!! I have read all of the other books out there... searching for the detailed information that I needed to help me get out of default one step at a time. This book finally did it! There is NO way that I could have rehabilitated my loan without learning how to negioitate with my guareenteer from this book!
Out of date, not detailed enough.......2006-02-17
Needs to be updated, many of the phone numbers in the book do not exist anymore. It is not detailed enough, way too basic. Does not go into enough details about which laws apply to student loans and what the laws are. It was OK, but not great. You can get the updated material at NOLO website, but better to wait and see if they just update the book.
Generalized Information.......2004-01-30
The author has taken information which is available in your student loan packet and from your lender, complied it with inaccuate state information, compiled it into a book and given it a title. A total waste of money. I returned the book for a refund.
Excellent (not perfect) General-Purpose Student Loan Advice.......2001-04-01
I an an ex-lawyer with considerable exposure to some student loan issues. This book still told me things I did not know. I recommend it for people with minor, moderate, or severe student loan difficulties who are not thoroughly familiar with the rules governing their loans, or who are looking for new ideas on how to deal with their loans.
This is not to say that anyone should rely on this book by itself. Things often get complicated when you proceed past the general-purpose advice to the specifics of your own case. The primary value of this book is to alert the reader to the overall shape of the problem or solution.
My copy describes itself, on the back cover, as a "substantially updated 2nd edition." Its title page indicates it was last revised in February 2000. This may well be true. If so, I would distinguish "substantially" updated from "fully" updated. The book repeatedly refers to court decisions that are now a number of years old -- describing a 1993 case, for example, as "recent."
In addition, I have some concerns about the book's accuracy. For instance, in discussing the legal defense known as "laches," the author says, "[I]n only one case has a former student defended against a lawsuit claiming laches." (Pg. 7/37.) This is incorrect, and I believe it was mistaken even at the time of the first edition.
I would say that the author also misphrases the state of affairs when s/he says, "In general, you cannot assert the defense of laches against the government." A more accurate phrasing would be that "the defense of laches is unlikely to succeed against the government." There appears to have been some softening on the issue in other contexts in recent years, and other courts reviewing the one case to which the author refers have not generally said that the case -- granting a discharge to the student on grounds of laches -- was decided wrongly under its particular circumstances.
To provide one other example of error, on page 10/13 the author lays down the blanket rule that a student loan cannot be discharged in bankruptcy if it was made by a government unit. This is not what the law says. In context, I suspect the author meant to say that it CAN be discharged in bankruptcy if it is NOT made by a government unit. The book does explain the relevant laws more carefully elsewhere; the net effect of this error will probably be (a) to mislead a few people who do not read those other sections and (b) to confuse everyone else.
The important thing is to use a book like this to gain a general orientation to the issues, and take seriously its final chapter, which offers a bit of advice on how to do your own legal research. If you proceed that way, you will tend not to be confused by the occasional imperfection in general-purpose books like this one (and at this point, I don't believe anyone can help making at least an occasional mistake), and with a fair amount of effort you will probably be able to save yourself the expense and hassle of making obvious, costly, time-consuming errors in deciding how to proceed with your own case.
I have not found another book with anywhere near as much useful information on the subject of handling student loan debt. I highly recommend this book to anyone who is willing to use this book as one should use any legal authority: read it, understand it, and double-check its conclusions.
Average customer rating:
- An almost complete history
- Great background for understanding the Internet age.
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Manufacturing the Future: A History of Western Electric
Stephen B. Adams , and
Orville R. Butler
Manufacturer: Cambridge University Press
ProductGroup: Book
Binding: Hardcover
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ASIN: 0521651182 |
Book Description
Manufacturing the Future: A History of Western Electric is the first full-length history of the Western Electric Company, the manufacturing arm of the Bell System. As a manufacturer in the communications revolutions in the nineteenth and twentieth centuries, Western Electric made new products such as telegraphs, telephones, an early computing machine, radios, radar, and transistors. The book demonstrates, through Western's 1882 acquisition by Bell Telephone, that vertical integration was a lengthy process rather than a single event. It also shows the coming of age of industrial psychology and describes the advent of civil rights in corporate America.
Customer Reviews:
An almost complete history.......2007-06-27
Now that Lucent Technologies is gone, swallowed up by the French Telecom giant, this history of Western Electric could be completed. For now, we'll have to do with this comprehensive edition written when Lucent Technologies still had an apparently bright future. What becomes clear is that Lucent's downfall stems from a series of decisions beginning nearly a century earlier in which the manufacturing unit's interests always took second place to those of the Bell operating companies and AT&T.
On the downside, it's a bit of an "official" history from the point of view of the corporate higher-ups. It would have been interesting to contrast their veiw with those of the regular employees. Still, it's probably the best available history of this important institution.
Great background for understanding the Internet age........1999-10-06
I'm actually an analyst of the telecom industry, so I come to this with a special interest. Nonetheless, I would highly recommend the book for those interested in some real foundations to understand the communications revolution. (and not just sound-byte Internet history). It's a pity that the name Lucent Technologies isn't in the title, because that's the real subject of the book. It's a history of Western Electric, which after a 120 year "pit stop" at AT&T ultimately spun out to become Lucent. The best part is the early chapters where we learn about the competition between the telegraph and Bell's telephone, the coalescing of local telephone companies under Bell's leadership, and ultimately the emergence of AT&T (with Western Electric)as the "Bell System" that most of us grew up with. Don't be put off by the fact that Lucent commissioned the book. It's a throughly documented, balanced, and obviously professional undertaking.
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