The Successful Investor Today: 14 Simple Truths You Must Know When You Invest
Average customer rating: 5 out of 5 stars
  • The simple way to invest
  • Take the Gambling out of Investing
  • Easily one of the Top 10 Investment books of all time...
  • Another Swedroe Classic
  • The best investment approach may also be the simplest.
The Successful Investor Today: 14 Simple Truths You Must Know When You Invest
Larry E. Swedroe
Manufacturer: St. Martin's Griffin
ProductGroup: Book
Binding: Paperback

GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
GeneralGeneral | Business & Investing | Subjects | Books
GeneralGeneral | Investing | Business & Investing | Subjects | Books
StocksStocks | Investing | Business & Investing | Subjects | Books
Look Inside Business BooksLook Inside Business Books | Trip | Specialty Stores | Books
Similar Items:
  1. The Only Guide to a Winning Investment Strategy You'll Ever Need: The Way Smart Money Preserves Wealth Today The Only Guide to a Winning Investment Strategy You'll Ever Need: The Way Smart Money Preserves Wealth Today
  2. Rational Investing in Irrational Times : How to Avoid the Costly Mistakes Even Smart People Make Today Rational Investing in Irrational Times : How to Avoid the Costly Mistakes Even Smart People Make Today
  3. What Wall Street Doesn't Want You to Know: How You Can Build Real Wealth Investing in Index Funds What Wall Street Doesn't Want You to Know: How You Can Build Real Wealth Investing in Index Funds
  4. The Only Guide to a Winning Bond Strategy You'll Ever Need: The Way Smart Money Preserves Wealth Today The Only Guide to a Winning Bond Strategy You'll Ever Need: The Way Smart Money Preserves Wealth Today
  5. The Four Pillars of Investing: Lessons for Building a Winning Portfolio The Four Pillars of Investing: Lessons for Building a Winning Portfolio

ASIN: 0312309805
Release Date: 2006-07-11

Book Description

Larry Swedroe has long maintained that investors and fund managers have had no sustainable success when chasing hot individual stocks, andthat it is much wiser to buy baskets of stocks from prominent indexesalways selected from a variety of major well-run companies.Inevitable market rises (and dips) and the miracle of compounding will build, over a minimum two decades, real wealth. This book brings together fourteen truths for investing anddiscusses how careful investing can capture many of todays big-company stock valuations that will be seen in time to have been tremendous buys.

Customer Reviews:

5 out of 5 stars The simple way to invest.......2007-07-08

Larry's books are about "passive" investing, which if you are going to put your life savings to work is the ONLY way to do it. The biggest benefits of passive investing is the reduction of volatility and increased non-correlated diversification. It also removes the "noise" of the Wall Street hawkers.

Larry has strong feelings about his subject, so if you're not doing his way, he will tell you about the "loser's game" you're playing. Hopefully you'll get it.

More people should tune in passive investing.

5 out of 5 stars Take the Gambling out of Investing.......2007-07-02

Excellent book on the unpredictability of investments and investors.

It essentially says investing in individual stocks is speculating (gambling), not investing. Over the long haul, individual investors (event the top fund managers) don't beat the overall market.

Invest in the S&P 500 or other major index and you will build a fine nest egg for retirement, according to the book.

This is not a book for someone who wants to double their money in 2 years. It is for the person who wants to turn $100,000 into $800,000 in 21 years (assuming 7% returns that double your money every seven years). Not a bad end for an extremely diversified and responsible investment plan.

So if you are 44 years old, and you have $200,000 to invest, you could safely build it to $1.6 million when you turn 65, if this book is correct. I think it is.

5 out of 5 stars Easily one of the Top 10 Investment books of all time..........2007-03-06

I am a big fan of Larry Swedroe's writings - his books, his posts on the Vanguard Diehards Forum, his articles. I've read all of his books, and I have to rate this as his best book.

He distills and presents a lot of Finance research in this book in a very very readable form. The advice in this book is timeless. Among many other things, this book has the best discussion of the equity value premium.

For around 10 bucks, the price of 2 (maybe three lattes), the average (even advanced) investor can get an education that will serve him/her well for the rest of their investing lifetime.

Looking forward to Larry's next book.

5 out of 5 stars Another Swedroe Classic.......2006-05-29

I was very impressed with this book and give it an A. Swedroe's investment advice is excellent and the writing style is very easy and fun to read.

I read all 4 of Larry Swedroe's stock investing books in the last few weeks, and although they are excellent books and I agree with most of his recommendations, he tends to re-use the same information in each book. To keep this book straight in my mind, compared with the other 3 books, this review is structured along his Outline of the book.

Truth 1: Active Investing Is a Loser's Game: It Must Be So

Larry lays out the case why active investing always loses to passive investing.

Truth 2: The Past Performance of an Actively Managed Fund Is a Very Poor Predictor of Its Future Performance

He does a good job of citing many studies demonstrating that past performance is not a good predictor of future performance.

Truth 3: If Skilled Professionals Don't Succeed, It Is Unlikely That Individual Investors Will
Truth 4: The Interests of Wall Street and the Financial Media Are Not Aligned with Those of Investors

He points out why passive investing is not promoted by Wall Street and the financial media.

Truth 5: Risk and Reward Are Related: Great Companies Provide Low Expected Returns
Truth 6: The Price You Pay Matters
Truth 7: The Most Likely Way to Achieve Above Average Returns Is to Stop Trying to Beat the Market
Truth 8: Buying Individual Stocks and Sector Funds Is Speculating, Not Investing
Truth 9: Reversion to the Mean of Earnings Growth Rates Is One of the Most Powerful Forces in the Universe
Truth 10: The Forecasts of Market Strategists and Analysts Have No Value, Except as Entertainment
Truth 11: Taxes Are Often the Largest Expense Investors Incur
Truth 12: Knowledge of Financial History Is Critical to Successful Investing
Truth 13: Adding International Assets to a Portfolio Reduces Risk

Although I agree with the author's claim that foreign stocks help reduce portfolio risk, I do have trouble believing or following his recommendation of 20 to 40% asset allocation in foreign stocks. I feel more comfortable with a 10 to 20% allocation to foreign stocks.

Truth 14: There Is No One Right Portfolio, but There Is One That Is Right for You

He points out that investing is not an exact science, and the optimum portfolio is difficult to achieve. Each person must get comfortable with the risks and complexity of their allocations. He also gives a convincing argument for skipping mid-cap stocks in favor of only small and large cap stocks.


Conclusion
A: The Enron. Debacle: Lessons to Be Learned

It was interesting to see how some of the supposedly smartest brains in the investing world loaded up on Enron stock, including the Janus funds.

Appendix B: More Investment Truths You. Must Know to Be a Successful Investor
Appendix C: Investment Vehicle Recommendations

Great list of investment choices to implement you asset allocation plan.

D: The Home Financing Decision:To Borrow or Not


Nice analysis of an issue than many investors struggle with. He combines a nice financial analysis with the "able to sleep at night" test.



All-in-all, a great book for serious investors who manage their own portfolios. To me, his four books are very similar. If you choose one of the four books to read, I think you will get 90% of his message versus spending the time to read all 4 books.

I would suggest companion books to supplement this book including The Richest Man in Babylon, Bogle on Mutual Funds, The Millionaire Next Door, The 4 Pillars of Investing, A Random Walk Down Wall Street, Index Mutual Funds: How to Simplify Your Life and Beat the Pros, the Coffeehouse Investor, and the Bogleheads Guide to Investing.

5 out of 5 stars The best investment approach may also be the simplest........2004-02-02

The investing approach espoused by Swedroe is actually among the simplest and least time consuming approaches available - that of passive index investing with occasional portfolio rebalancing. Yet he doesn't recommend it because it is simple, but because the research supports it as the best approach to yield the highest actual returns over time. The caveat "over time" is the key, which is what most people are interested in - not short term run-ups followed by disappointing losses. And "actual returns" since many people fail to consider trading costs, taxes, and other considerations that reduce their returns. One interesting study alluded to in this book and expounded on in his other books relates to the Value Line survey, which demonstrates market-beating returns and is highly rated in the Hulbert newsletter. Yet after considering trading and other costs, the returns underperform the market. Reality often stands in stark contrast to what we want to believe.
The Successful Investor Today: 14 Simple Truths You Must Know When You Invest
Average customer rating: Not rated
    The Successful Investor Today: 14 Simple Truths You Must Know When You Invest
    Larry E. Swedroe
    Manufacturer: Truman Talley Books
    ProductGroup: Book
    Binding: Paperback
    ASIN: B000OTGRUY

    The Breakdown of Hierarchy: Communicating in the Evolving Workplace (Butterworth-Heinemann Business Books... for Transforming Business)
    Average customer rating: 3 out of 5 stars
    • Good text for back ground on restructuring
    The Breakdown of Hierarchy: Communicating in the Evolving Workplace (Butterworth-Heinemann Business Books... for Transforming Business)
    Eugene Marlow , and Patricia O' Connor Wilson
    Manufacturer: Butterworth-Heinemann
    ProductGroup: Book
    Binding: Paperback

    CommunicationsCommunications | Skills | Business & Investing | Subjects | Books
    Running Meetings & PresentationsRunning Meetings & Presentations | Skills | Business & Investing | Subjects | Books
    WorkplaceWorkplace | Organizational Behavior | Business & Investing | Subjects | Books
    GeneralGeneral | Business & Investing | Subjects | Books
    ManagementManagement | Management & Leadership | Business & Investing | Subjects | Books
    EntrepreneurshipEntrepreneurship | Small Business & Entrepreneurship | Business & Investing | Subjects | Books
    GeneralGeneral | Small Business & Entrepreneurship | Business & Investing | Subjects | Books
    GeneralGeneral | Politics | Nonfiction | Subjects | Books
    All Amazon UpgradeAll Amazon Upgrade | Amazon Upgrade | Stores | Books
    Business & InvestingBusiness & Investing | Amazon Upgrade | Stores | Books
    NonfictionNonfiction | Amazon Upgrade | Stores | Books
    ASIN: 0750697466

    Book Description

    The Breakdown of Hierarchy explores the changes that have taken place in the second half of the 20th century and how organizations of all sizes can harness electronic media to open the lines of dialogue and corporate conversation. Never before published case studies of Honeywell, Motorola and Raychem are discussed.

    Eugene Marlow has been involved with the strategic application of print and electronic media for over 25 years. He has consulted to dozens of organizations in the media, technology, healthcare, consumer products, and non-profit sectors. Dr. Marlow teaches graduate and undergraduate courses in electronic journalism and business communications at Bernard M. Baruch College (City University of New York).
    Patricia O'Connor Wilson works for the Center for Creative Leadership (CCL), an international non-profit educational institution devoted to behavioral science research, executive development, and leadership education. Based in Greensboro, North Carolina, the Center also has educational facilities and network associates throughout the world. Ms. Wilson has also conducted research in the areas of managerial effectiveness, self-efficacy and entrepreneurialism.

    Provides a unique combination of communication and management theory and practice.
    Creates awareness and heightens sensitivity to the major communication issues resulting from electronic media.
    Highlights the necessity of proactively employing strategic communication behaviours

    Customer Reviews:

    3 out of 5 stars Good text for back ground on restructuring.......1999-01-06

    The authors explained many commonly used assumptions in the organizational restructuring process. The book was easy to read and can provide a good companion to any book on corporate structure.

    Flight Catering, Second Edition
    Average customer rating: Not rated
      Flight Catering, Second Edition
      Peter Jones
      Manufacturer: Butterworth-Heinemann
      ProductGroup: Book
      Binding: Paperback

      GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
      GeneralGeneral | Business & Investing | Subjects | Books
      Hospitality, Travel & TourismHospitality, Travel & Tourism | Industries & Professions | Business & Investing | Subjects | Books
      TransportationTransportation | Industries & Professions | Business & Investing | Subjects | Books
      MotivationalMotivational | Management & Leadership | Business & Investing | Subjects | Books
      GeneralGeneral | Cooking, Food & Wine | Subjects | Books
      GeneralGeneral | Aviation | Transportation | Nonfiction | Subjects | Books
      Air TravelAir Travel | Specialty Travel | Travel | Subjects | Books
      All Amazon UpgradeAll Amazon Upgrade | Amazon Upgrade | Stores | Books
      Business & InvestingBusiness & Investing | Amazon Upgrade | Stores | Books
      Cooking, Food & WineCooking, Food & Wine | Amazon Upgrade | Stores | Books
      NonfictionNonfiction | Amazon Upgrade | Stores | Books
      TravelTravel | Amazon Upgrade | Stores | Books
      All TitlesAll Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
      Business & InvestingBusiness & Investing | Qualifying Textbooks - Fall 2007 | Stores | Books
      Cooking, Food & WineCooking, Food & Wine | Qualifying Textbooks - Fall 2007 | Stores | Books
      NonfictionNonfiction | Qualifying Textbooks - Fall 2007 | Stores | Books
      TravelTravel | Qualifying Textbooks - Fall 2007 | Stores | Books
      ASIN: 0750662166

      Book Description

      The airline industry is a vast international business that is central to world economies. In today's environment, it faces many challenges and a tight operational strategy is vital to survive.

      In-flight catering is a central part of these strategies at all levels: be they customer satisfaction, marketing, operations or logistics. Fully endorsed by the International Flight Catering Association, Flight Catering is an authoritative guide to this specialised and vital area on the catering industry. With an international team of contributions from both academia and industry it provides a user friendly guide, taking the reader through every aspect from marketing and on board service, to cost control and logistics.

      * Fully endorsed by the International Flight Catering Association.
      * Academic and practitioner contributor team provide a practical and user friendly guide to every aspect of this vital part of the airline industry.
      * Unique and authoritative guide to the principles and practice of in-flight catering.
      Classification of in-flight catering wastes in Egypt air flights and its potential as energy source (chemical approach) [An article from: Waste Management]
      Average customer rating: Not rated
        Classification of in-flight catering wastes in Egypt air flights and its potential as energy source (chemical approach) [An article from: Waste Management]
        A.M. El-Mobaidh , M.A. Razek Taha , and N.K. Lassheen
        Manufacturer: Elsevier
        ProductGroup: Book
        Binding: Digital

        ElsevierElsevier | By Publisher | e-Docs | Formats | Books
        ASIN: B000RR5W7M

        Book Description

        This digital document is a journal article from Waste Management, published by Elsevier in . The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

        Description:
        Waste to energy conversion is based on the classification of waste. In-flight catering wastes resulting from Egypt Airlines economy class passengers were classified. The solid waste stream generated contains plastic, paper, left-over waste food and aluminum. The type of meal served varies according to the period of flight and so the quantity and content of the waste stream. It was found that the waste generation rate varied from 61.3 to 265 g according to the meal type. Breakfast snack meal generates the highest weight of waste which recorded an average of 265 g. Plastic waste generated varied from 39.6% to 64.6% by weight for the various types of meals served. A total amount of 725 tons were generated annually from organic waste (paper, plastic and food waste) among which a non combustible 39.4 tons of aluminum. The calorific value for each generated item is calculated and the total energy potential reached up to 14.3 TJ annually.
        Flight catering: an investigation of the adoption of mass customisation.: An article from: Journal of Hospitality and Tourism Management
        Average customer rating: Not rated
          Flight catering: an investigation of the adoption of mass customisation.: An article from: Journal of Hospitality and Tourism Management
          Yevvon Yi-Chi Chang , and Peter Jones
          Manufacturer: Thomson Gale
          ProductGroup: Book
          Binding: Digital

          GeneralGeneral | Business & Investing | Subjects | Books
          GeneralGeneral | Travel | Subjects | Books
          GeneralGeneral | Business & Investing | Subjects | e-Docs | Formats | Books
          GeneralGeneral | Travel | Subjects | e-Docs | Formats | Books
          TravelTravel | HTML | Formats | e-Docs | Formats | Books
          ASIN: B000S9NVMM
          Release Date: 2007-06-20

          Book Description

          This digital document is an article from Journal of Hospitality and Tourism Management, published by Thomson Gale on April 1, 2007. The length of the article is 5304 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

          Citation Details
          Title: Flight catering: an investigation of the adoption of mass customisation.
          Author: Yevvon Yi-Chi Chang
          Publication: Journal of Hospitality and Tourism Management (Magazine/Journal)
          Date: April 1, 2007
          Publisher: Thomson Gale
          Volume: 14 Issue: 1 Page: 47(10)

          Distributed by Thomson Gale

          Communicate With Power 2000 Gold Box
          Average customer rating: 5 out of 5 stars
          • Communicate with Power Gold Box
          Communicate With Power 2000 Gold Box
          Barry McLoughlins
          Manufacturer: McLoughlin Multimedia Publishing, Limited
          ProductGroup: Book
          Binding: Spiral-bound

          CommunicationsCommunications | Skills | Business & Investing | Subjects | Books
          CommunicationCommunication | Words & Language | Reference | Subjects | Books
          GeneralGeneral | Reference | Subjects | Books
          GeneralGeneral | Arts & Photography | Subjects | Books
          Similar Items:
          1. Jane's Crisis Communications Handbook (Janes) Jane's Crisis Communications Handbook (Janes)

          ASIN: 1886712115

          Book Description

          Communicate with Power 2000 Gold Box contains three spiral bound pocket tips books for executives, professionals and others who need to communicate effectively in media interviews, presentations, in crisis situations. The three books average 150 pages each and are formatted in handy bullet-point format with easy-to-access reference tabs.The Gold Box has won awards from the International Association of Business Communicators and APEX.

          Customer Reviews:

          5 out of 5 stars Communicate with Power Gold Box.......2000-06-29

          These three books are invaluable pocket references that are filled with everything you need to know about dealing with the media and effective communication. There are even a set of ready responses to difficult questions from the media. Meaty content with some humor. Once I saw them I ordered them right away!

          Model Commercial Contracts and Letters
          Average customer rating: Not rated
            Model Commercial Contracts and Letters
            John Nilson
            Manufacturer: Gee Publishing Ltd
            ProductGroup: Book
            Binding: Paperback

            Marketing & SalesMarketing & Sales | Business & Investing | Subjects | Books | Advertising | Consumer Behavior | Customer Service | Marketing | Public Relations | Sales & Selling
            Running Meetings & PresentationsRunning Meetings & Presentations | Skills | Business & Investing | Subjects | Books
            GeneralGeneral | Law | Subjects | Books
            CommercialCommercial | English Law | Law | Subjects | Books
            ASIN: 0852588933

            Electronic Information Distribution in Tourism and Hospitality
            Average customer rating: 4 out of 5 stars
            • It's alright.
            Electronic Information Distribution in Tourism and Hospitality
            Peter O'Connor
            Manufacturer: CABI
            ProductGroup: Book
            Binding: Hardcover

            GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
            Hospitality, Travel & TourismHospitality, Travel & Tourism | Industries & Professions | Business & Investing | Subjects | Books
            Sports & EntertainmentSports & Entertainment | Industries & Professions | Business & Investing | Subjects | Books
            GeneralGeneral | Cooking, Food & Wine | Subjects | Books
            Food & LodgingFood & Lodging | Reference & Tips | Travel | Subjects | Books | Bed & Breakfast | Dining | Hotels & Inns | Parks & Campgrounds
            GeneralGeneral | Computers & Internet | Subjects | Books
            GeneralGeneral | Sports | Subjects | Books
            All TitlesAll Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
            ASIN: 0851992838

            Book Description

            Computers, data bases, and the Internet are revolutionizing the tourism and hospitality industries. Using a combination of narrative, analysis, and worldwide case studies, this book traces the introduction of electronic information in the tourism industry. The book then places current developments in context and assesses the potential of technologies still being developed to change the tourism sector in the future. It includes numerous case studies from around the world and discusses the distribution strategies of such companies as SABRE, Group Accor, Holiday Inn, Utell International, and Best Western, as well as examining new systems under development, including TIS, Gulliver, TravelWeb, Microsoft Expedia, and THG. Written from a management, rather than a technical, perspective, the book takes an international approach with particular emphasis on the final product.

            Customer Reviews:

            4 out of 5 stars It's alright........2000-06-10

            A fairly good book for a beginner
            Internet Resources for Leisure and Tourism
            Average customer rating: 4 out of 5 stars
            • good analysis
            Internet Resources for Leisure and Tourism
            William F. Theobald , and H.E. Dunsmore
            Manufacturer: Butterworth-Heinemann
            ProductGroup: Book
            Binding: Paperback

            GeneralGeneral | Popular Economics | Business & Investing | Subjects | Books
            Hospitality, Travel & TourismHospitality, Travel & Tourism | Industries & Professions | Business & Investing | Subjects | Books
            Sports & EntertainmentSports & Entertainment | Industries & Professions | Business & Investing | Subjects | Books
            ManagementManagement | Management & Leadership | Business & Investing | Subjects | Books
            Web DevelopmentWeb Development | Computers & Internet | Subjects | Books | Content Management | E-commerce | Programming | Security & Encryption | Web 2.0 | Web Design | Web Servers | Web Services | Website Analytics | Website Architecture & Usability
            CultureCulture | Business & Culture | Computers & Internet | Subjects | Books
            Manager's Guides to ComputingManager's Guides to Computing | Business & Culture | Computers & Internet | Subjects | Books
            InternetInternet | Home Computing | Computers & Internet | Subjects | Books | Internet & Education | Online Searching | Web Browsers | Web for Kids
            GeneralGeneral | Computers & Internet | Subjects | Books
            GeneralGeneral | Sports | Subjects | Books
            All Amazon UpgradeAll Amazon Upgrade | Amazon Upgrade | Stores | Books
            Business & InvestingBusiness & Investing | Amazon Upgrade | Stores | Books
            Computers & InternetComputers & Internet | Amazon Upgrade | Stores | Books
            SportsSports | Amazon Upgrade | Stores | Books
            All TitlesAll Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
            ASIN: 0750646446

            Book Description

            'Internet Resources for Leisure and Tourism' is designed to allow students, academics and practitioners within the leisure and tourism fields to get the very most out of the World Wide Web, helping them track down and fully exploit the most useful resources available.



            This book includes pointers on how to find and utilise, among other things: the latest economic statistics and demographics, information about government agencies and their programs, the content of universities' websites, up-to-the-minute statistics on visitor arrivals and departures, information on forthcoming meetings and conferences, and details of contents in periodicals.

            'Internet Resources for Leisure and Tourism' contains:
            · details of interesting sites for content, design and / or specific information
            · notes emphasizing important information about a site
            · shortcuts and easy-to-use methods for performing functions
            · a wide variety of Internet topics - from how to find a provider to how to compress and decompress files that you download.

            The book is now updated and supported by a new companion website which provides the reader with regular updates about the latest online developments - thus continually keeping them up to speed in what is an exceptionally fast-moving medium.

            The only book on the market aimed specifically at guiding readers in this subject to free internet resources
            Now supported by a companion website providing regular updates about the latest internet developments

            Customer Reviews:

            4 out of 5 stars good analysis.......2000-09-29

            As most of you by now the Internet has revolutionized how we access information. This work provides an in depth analysis of what is available and in development and the consequences for the industry. Recommended.
            Using the Internet as a Resource for Leisure & Tourism: a Guide
            Average customer rating: Not rated
              Using the Internet as a Resource for Leisure & Tourism: a Guide
              Andrew Adams
              Manufacturer: Worksaver Publications
              ProductGroup: Book
              Binding: Spiral-bound

              InternetInternet | Home Computing | Computers & Internet | Subjects | Books | Internet & Education | Online Searching | Web Browsers | Web for Kids
              ASIN: 0951961187

              Bankruptcy : Is It the Right Solution to Your Debt Problems? (Quick & Legal Series)
              Average customer rating: 5 out of 5 stars
              • Excellent book
              • Bankruptcy - Nolo Press guide
              • Great, Fantastic.
              Bankruptcy : Is It the Right Solution to Your Debt Problems? (Quick & Legal Series)
              Robin Leonard , and Stephen Elias
              Manufacturer: Nolo Press
              ProductGroup: Book
              Binding: Paperback

              Public FinancePublic Finance | Economics | Business & Investing | Subjects | Books
              Budgeting & Money ManagementBudgeting & Money Management | Personal Finance | Business & Investing | Subjects | Books
              BankruptcyBankruptcy | Business | Law | Subjects | Books
              GeneralGeneral | Law | Subjects | Books
              BankruptcyBankruptcy | Business | Law | Professional & Technical | Subjects | Books
              ASIN: 0873374495

              Book Description

              Answer the bankruptcy questions that keep you up at night. Trying to decide whether or not to file for bankruptcy? This new Quick & Legal book from consumer debt expert Robin Leonard addresses questions and concerns that may be keeping you up into the wee hours.

              If I file for bankruptcy... Will I wipe out all of my debts? Probably. And if not all of them, at least most. (See Chapter 3.)
              Will I lose my house? If you are up to date on your mortgage payments or can get up to date, you're not likely to lose your house. (See Chapter 4.)
              Will I lose my apartment? Not if you're current on your rent. (See Chapter 4.)
              Can I keep my car and other property? Most likely. Most people lose no property when they file for bankruptcy. (See Chapter 5.)
              Can I keep my credit cards? Probably not--but there's no reason to. (See Chapters 6 and 9.)
              Will I lose my job? No. An employer may not fire you solely because you filed for bankruptcy. (See Chapter 7.)
              Will I lose custody of my children? No. Divorce judges see a lot of people who file for bankruptcy. (See Chapter 7.)
              Will I go to jail? Not unless you commit perjury, defraud the bankruptcy court or commit a similar act. (See Chapter 7.)
              Will someone from the bankruptcy court visit my home or business? No. (See Chapter 7.)
              Can I move? Yes. (See Chapter 7.)
              Can I change jobs? Yes. (See Chapter 7.)
              Can I get divorced? Yes. (See Chapter 7.)
              Will my friends and neighbors find out? It's unlikely, unless you tell them. (See Chapter 7.)
              Is it hard to file? It's about as hard as filing a 1040 long-form tax return. (See Chapter 8.)
              Will I be able to get credit in the future? Yes--and more than likely, fairly soon after your bankruptcy case ends. (See Chapter 9.)
              Will I be able to rent an apartment in the future? This is the one area in which people sometimes run into problems. But there are steps you can take to help yourself. (See Chapter 9.)
              Is bankruptcy even necessary? Not everyone needs to file or should file. An alternative might be the answer. (See Chapter 10.)

              Download Description

              "Trying to decide whether or not to file for bankruptcy? This book from consumer-debt expert Robin Leonard addresses questions and concerns that may be keeping you up into the wee hours of night, including: Will I wipe out all of my debts? Will I lose my house? Will I lose my apartment? Can I keep my car and other property? Can I keep my credit cards? Will I lose my job? Will I lose custody of my children? Will I go to jail? Will someone from the bankruptcy court visit my home or business? Can I move? Can I change jobs? Can I get divorced? Will my friends and neighbors find out? Is it hard to file? Will I be able to get credit in the future? Will I be able to rent an apartment in the future? Is bankruptcy even necessary? With these compassionate answers in hand, you'll be able to make the best decisions for your financial future. The 2nd edition is completely revised to reflect the latest bankruptcy rules, including changes in your state's exemption laws that let you protect your property.

              Customer Reviews:

              5 out of 5 stars Excellent book.......2004-12-30

              I read this book (borrowed through the library) not because of financial difficulties, but because I wanted to brush up on some technicalities of bankruptcy. In the past I've had clients take bankruptcy and I've had to deal with the bankrutpcy proceedings. Although I do not currently do this sort of work I expect to enter another profession in the future where knowledge of the bankruptcy law and the individual states exemptions will make my job much easier. This book is an excellent overview of the bankrupcty law and I highly recommend it to anybody who is considering taking bankruptcy or deals with bankruptcy either directly or indirectly in their job.

              5 out of 5 stars Bankruptcy - Nolo Press guide .......2004-10-20



              There are eleven chapters that cover Chapter 7 and 13 bankruptcies. A bankruptcy is either liquidation (7) or reorganization (11,12,13). They can last from a few months (7) to several years (11). Chapter 12 pertains to a large debt due to a family farm.

              The questions and answers are categorized for Chapter 7 and 13, like the trustee and going to court. The meeting of creditors takes place 20-40 days after you file. My meeting took place a few weeks ago. This is a meeting you must attend and have no input into the date and time it takes place.

              Filing the papers costs $209 in California. Once they have been filed all creditors must cease to contact you, utilities will not be disconnected if they were going to be, an eviction will be stopped, foreclosures and judgments get an automatic stay. It is mentioned that in some states loss of driver's license happens because of a liability for damages stemming from an automobile accident. The automatic stay will stop this from occurring as well. If you are dependent on the vehicle for family support filing bankruptcy might be the reason to keep your license.

              Filing bankruptcy does not stop the enforcement of child support or alimony. The book goes into this topic in various chapters. Federal, Local and State taxes are not discharged through Chapter 7. Student loans are not covered either, although if you can prove hardship a portion might get discharged.

              There is a checklist in a box format that covers each chapter. The back cover has a listing of questions referencing which chapter is covering that topic. There are some cartoon sketches in black and white that take reduce the stress level of this process. The index breaks down all the topics.

              It is also recommended that your maiden and married names be cited in your papers. The section with questions about how the bankruptcy affects your personal life discuss employment and living. This should not impact your job and there is no reason why they would know about it, unless your wages were being garnished. This will be listed on your credit report and you will need to be diligent to make sure the creditors report this accurately. Filing for bankruptcy has nothing to do with jail, you did not break the law or lose your right to vote.

              Bankruptcy: Is it the right solution to your debt problems will help you learn the schedules, how to pick your exemptions and decide if you are using a paralegal, lawyer or doing the forms yourself. This is a great guide to show you all the necessary documents needed to prepare with examples.

              The author is a consumer debt expert. At the end of each chapter is a box to remind you that it is time to fill out the questions in the checklist. Businesses cannot file for Chapter 13 bankruptcy. There is also some information for newly married spouses to determine if both should be named in the bankruptcy.


              5 out of 5 stars Great, Fantastic........2002-10-12

              This is really a must have. I handled my own chapter 13, start to finish with this one. Even handled the emergency filing to get mean ole nasty pasty creditors that were harassing me intentionally off my case. I was even able to file a complaint with them thru the bankruptcy courts. This book references this, and I called the clerks office, and checked out web sites, and this book gave me the confidence, to file a complaint against these creditors. The interderagatorys are fanstasic. THese really helped me out, at my creditors meetings. I was able to even able to pursue a wage garnishment out of my soon to b X's pay check. This was the only way I was going to keep my stuff. I really enjoyed I must say representing my self. It is really not that hard, and more of u folks out there need to try it. They really don't chew ya up and spit ya out like everyone believes. It was not that stress ful, after everything was filed. Actually, It was nice to bask in the quiteness of the emeregency filing. My phone quit ringing. It was soooo nice. This one belongs rite up there with my bible. It was a thrill I must say to stand in line to file my paper work, schedules, and yes, I even filed a motion.! It was great standing there next to some of my towns high power bankruptcy attorneys. ONly thing, I have to say, when attorneys, start offering free advise, have a pen ready to write. I also learned be nice as pie to the clerks. They are so busy, and swamped with work. U will be glad you had patience. Patience is a virtue on this one as far as filings go. THe creditors meetings went well, I even drafted my own propsals of what I wanted, to happend. I even learned how to contest the amount of my truck, and did so, and requested the interest rate be dropped. I got just what I wanted. It actually was not as a terrible as we are taught in society to think. Oh my she/he file bankruptcy. It was not that bad, and also the bankruptcy court I went to, had a class on how to balance your budget, and it was very informational. Dom't feel bad if you have to do this someday. It happens to the bestest of us. IF you do this is definitely the book you wanna seek. I have compared up to some of the competetions, and I felt this one was the easy one to use. Plainest english. Simplest terms. I didnot feel intimidated at all by this book. This book covered all the bases, and then some. Others books I feel were not as complete as this one was. I researched books and sat down and looked thru them at my local book store. THis one won hands down. I must say, it is flexible, easy to tote with you, easy to put in babys bag, and easy to tote on bike with grocerys, and easy to clean up. I spilled coffee on mine... wipes up great. Later, Betty Hogges. :)
              Bankruptcy: Is It the Right Solution to Your Debt Problem
              Average customer rating: Not rated
                Bankruptcy: Is It the Right Solution to Your Debt Problem
                Robin Leonard , and Kathleen Michon
                Manufacturer: Nolo
                ProductGroup: Book
                Binding: Paperback

                Public FinancePublic Finance | Economics | Business & Investing | Subjects | Books
                GeneralGeneral | Personal Finance | Business & Investing | Subjects | Books
                BankruptcyBankruptcy | Business | Law | Subjects | Books
                GeneralGeneral | Law | Subjects | Books
                GeneralGeneral | Taxation | Law | Subjects | Books
                GeneralGeneral | Taxation | Law | Professional & Technical | Subjects | Books
                ASIN: 0873377214

                Planning for Retirement in the 21st Century: A New Approach
                Average customer rating: 4 out of 5 stars
                • Interesting, helpful reading, now I'm ready to retire!
                Planning for Retirement in the 21st Century: A New Approach
                Laird H. Shuart
                Manufacturer: Lone Tree Publishing Company
                ProductGroup: Book
                Binding: Paperback

                Public FinancePublic Finance | Economics | Business & Investing | Subjects | Books
                Financial PlanningFinancial Planning | Personal Finance | Business & Investing | Subjects | Books
                ASIN: 0943861055

                Customer Reviews:

                4 out of 5 stars Interesting, helpful reading, now I'm ready to retire!.......1999-01-05

                At first I thought this book would be boring, but after I read the first chapter, I decided to read on. Soon I was finished with the book, and I knew twice what I knew before about retirement. The worksheets are very helpful. After I filled them out I felt that I could look back on them at any time and use them as a reference to my financial status. Good book, I recommend it to anyone needing to beef up on their retirement knowledge, no matter what age they might be.

                Books:

                1. The Value Connection: A Four-Step Market Screening Method to Match Good Companies With Good Stocks
                2. The Vulture Investors, Revised and Updated
                3. The Wall Street Journal Guide to Understanding Personal Finance, Fourth Edition
                4. The Warren Buffett Portfolio: Mastering the Power of the Focus Investment Strategy
                5. The Way of the Warrior-Trader: The Financial Risk-Taker's Guide to Samurai Courage, Confidence and Discipline
                6. Tom Dorsey's Trading Tips: A Playbook for Stock Market Success
                7. Trader Vic II: Principles of Professional Speculation (Wiley Trading)
                8. Trading Chaos: Maximize Profits with Proven Technical Techniques (A Marketplace Book)
                9. TrimTabs Investing: Using Liquidity Theory to Beat the Stock Market
                10. Understanding Credit Derivatives and Related Instruments (Academic Press Advanced Finance Series)

                Books Index

                Books Home

                Recommended Books

                1. Thirteen Moons: A Novel
                2. The Sandman: Endless Nights
                3. Protocols for Neural Cell Culture
                4. River And Desert Plants of the Grand Canyon
                5. The Endurance: Shackleton's Legendary Antarctic Expedition
                6. The Human Resources Glossary, Third Edition: The Complete Desk Reference for HR Executives, Managers
                7. The Lesson of Her Death
                8. Preserving Cultural Landscapes in America
                9. The French Chateau: Life, Style, Tradition
                10. The Place of the Swan